DEFR vs GINC
Aptus Deferred Income ETF vs Goldman Sachs Income ETF
Which is better, DEFR or GINC?
GINC has been ahead.
GINC has a lower expense ratio. GINC led over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | DEFR | GINC |
|---|---|---|
| Expense Ratio | 0.79% | 0.40%Best |
| AUM | $150M | $211M |
| Dividend Yield | 0.00% | 0.60% |
| Holdings | 10 | 129 |
| YTD Return | -2.21% | -2.09%Best |
| 1Y Return | -1.21% | - |
| Fund Family | Aptus Capital Advisors | Goldman Sachs Asset Management |
| Category | Fixed Income | Fixed Income |
| Inception | May 13, 2025 | Dec 3, 2019 |
Not shown on this pair: 3Y Return (annualized), 5Y Return (annualized), Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight, Style.
DEFR vs GINC growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
DEFR vs GINC Performance
Aptus Deferred Income ETF (DEFR) is an ETF from Aptus Capital Advisors and Goldman Sachs Income ETF (GINC) is an ETF from Goldman Sachs Asset Management. Year to date, DEFR is down 2.21% versus a loss of 2.09% for GINC.
Past performance does not guarantee future results.
Fees and Cost Over Time
DEFR charges 0.79% per year while GINC charges 0.40%. On a $10,000 position that is $79 vs $40 annually, a gap of $39 per year that compounds over a long holding period. On income, DEFR currently yields 0.00% against 0.60% for GINC.
You are not choosing between two funds in isolation.
Whichever of DEFR and GINC you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, DEFR or GINC?
DEFR has an expense ratio of 0.79% while GINC charges 0.40%. GINC is the cheaper option, by $39 a year on a $10,000 investment.
Which pays a higher dividend, DEFR or GINC?
DEFR yields 0.00% while GINC yields 0.60%, so GINC currently pays the higher dividend yield.
Is GINC better than DEFR?
GINC has a lower expense ratio. GINC led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.