DRMY vs SPY

DRMY vs SPY

Which is better, DRMY or SPY?

SPY costs less.

SPY has a lower expense ratio.

Lower Fees: SPY

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricDRMYSPY
Expense Ratio1.01%0.09%Best
AUM$7M$823.2B
Dividend Yield5.23%0.99%
Holdings391,515
YTD Return-6.12%+13.53%Best
1Y Return-+17.47%
3Y Return (annualized)-+22.36%
5Y Return (annualized)-+13.21%
Fund FamilyXFundsState Street Investment Management
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionJul 16, 2026Jan 22, 1993

Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.

DRMY vs SPY growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

DRMY vs SPY Performance

XFunds Memory Income ETF (DRMY) is an ETF from XFunds and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Year to date, DRMY is down 6.12% versus a gain of 13.53% for SPY.

Past performance does not guarantee future results.

Fees and Cost Over Time

DRMY charges 1.01% per year while SPY charges 0.09%. On a $10,000 position that is $101 vs $9 annually, a gap of $92 per year that compounds over a long holding period. On income, DRMY currently yields 5.23% against 0.99% for SPY.

Holdings Overlap

We hold position weights for 1 holding in DRMY and 504 in SPY, totalling 28.6% and 99.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 1 positions we hold weights for in DRMY and 504 in SPY, against full books of 39 and 1,515.

You are not choosing between two funds in isolation.

Whichever of DRMY and SPY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

DRMYSPY

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, DRMY or SPY?

DRMY has an expense ratio of 1.01% while SPY charges 0.09%. SPY is the cheaper option, by $92 a year on a $10,000 investment.

Which pays a higher dividend, DRMY or SPY?

DRMY yields 5.23% while SPY yields 0.99%, so DRMY currently pays the higher dividend yield.

Is SPY better than DRMY?

SPY has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.