DRMY vs VTI
XFunds Memory Income ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, DRMY or VTI?
VTI costs less.
VTI has a lower expense ratio.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | DRMY | VTI |
|---|---|---|
| Expense Ratio | 1.01% | 0.03%Best |
| AUM | $8M | $690.1B |
| Dividend Yield | 1.99% | 1.03% |
| Holdings | 39 | 3,524 |
| YTD Return | -0.31% | +14.35%Best |
| 1Y Return | - | +17.97% |
| 3Y Return (annualized) | - | +22.47% |
| 5Y Return (annualized) | - | +12.62% |
| Fund Family | XFunds | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Jul 16, 2026 | May 24, 2001 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
DRMY vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
DRMY vs VTI Performance
XFunds Memory Income ETF (DRMY) is an ETF from XFunds and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, DRMY is down 0.31% versus a gain of 14.35% for VTI.
Past performance does not guarantee future results.
Fees and Cost Over Time
DRMY charges 1.01% per year while VTI charges 0.03%. On a $10,000 position that is $101 vs $3 annually, a gap of $98 per year that compounds over a long holding period. On income, DRMY currently yields 1.99% against 1.03% for VTI.
Holdings Overlap
At least 2.1% of VTI's money is in holdings DRMY also owns.
Stated as a floor: for DRMY, our book for it covers 77.6% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
VTI and DRMY share little of their money.
The two holdings books were reported 46 days apart, DRMY as of Sep 15, 2026 and VTI as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
4 positions in common, counted across the 10 positions we hold weights for in DRMY and 3,463 in VTI, against full books of 39 and 3,524.
You are not choosing between two funds in isolation.
Whichever of DRMY and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, DRMY or VTI?
DRMY has an expense ratio of 1.01% while VTI charges 0.03%. VTI is the cheaper option, by $98 a year on a $10,000 investment.
What is the holdings overlap between DRMY and VTI?
At least 2.1% of VTI's money is in holdings DRMY also owns. Our book for DRMY is partial, so the real figure is this or higher. They hold 4 positions in common, counted across the 10 positions we hold weights for in DRMY and 3,463 in VTI.
Which pays a higher dividend, DRMY or VTI?
DRMY yields 1.99% while VTI yields 1.03%, so DRMY currently pays the higher dividend yield.
Is VTI better than DRMY?
VTI has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.