DSTL vs FFLC
Distillate US Fundamental Stability & Value ETF vs Fidelity Fundamental Large Cap Core ETF
Which is better, DSTL or FFLC?
Each has led over a different period.
FFLC has a lower expense ratio. DSTL led over 1Y, FFLC over 3Y, 5Y and the full window. DSTL is less concentrated, with 18.3% of the fund in its ten largest positions against 41.9%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | DSTL | FFLC |
|---|---|---|
| Expense Ratio | 0.39% | 0.38%Best |
| AUM | $2.0B | $1.2B |
| Dividend Yield | 1.14% | 1.01% |
| Holdings | 300 | 216 |
| YTD Return | +13.34%Best | +9.90% |
| 1Y Return | +16.45%Best | +14.13% |
| 3Y Return (annualized) | +15.03% | +22.06%Best |
| 5Y Return (annualized) | +10.92% | +15.97%Best |
| Volatility (annualized) | 16.0% | 15.8%Best |
| Max Drawdown | -19.9% | -19.7%Best |
| $10,000 over 5 years | $16,790 | $20,976Best |
| Top 10 Weight | 18.3%Best | 41.9% |
| Fund Family | Distillate Capital Etfs | Fidelity Investments (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Value |
| Inception | Oct 23, 2018 | Jun 2, 2020 |
Volatility and max drawdown are measured over the window both funds cover: Jun 4, 2020 to Oct 14, 2026 (6.4 years).
DSTL vs FFLC growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 6.4 years both funds cover.
DSTL vs FFLC Performance
Distillate US Fundamental Stability & Value ETF (DSTL) is an ETF from Distillate Capital Etfs and Fidelity Fundamental Large Cap Core ETF (FFLC) is an ETF from Fidelity Investments (US). Over the past year DSTL returned +16.45% while FFLC returned +14.13%. Year to date, DSTL is up 13.34% versus a gain of 9.90% for FFLC.
Over three years, DSTL compounded at +15.03% per year against +22.06% for FFLC; over five years the annualized figures are +10.92% and +15.97% respectively. Across the full 6-year window we track, FFLC has the edge at +19.16% annualized vs +14.18%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
DSTL has been the more volatile fund, with annualized monthly volatility of 16.0% compared with 15.8% for FFLC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.9% for DSTL and -19.7% for FFLC. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
DSTL charges 0.39% per year while FFLC charges 0.38%. On a $10,000 position that is $39 vs $38 annually, a gap of $1 per year that compounds over a long holding period. On income, DSTL currently yields 1.14% against 1.01% for FFLC.
Holdings Overlap
19.7% of DSTL's money is in holdings FFLC also owns. 8.5% of FFLC's money is in holdings DSTL also owns.
DSTL and FFLC share little of their money.
16 positions in common, counted across the 101 positions we hold weights for in DSTL and 108 in FFLC, against full books of 300 and 216.
What only one of them owns
Our book lists 80 positions for FFLC that do not appear in our book for DSTL (83.2% of the fund), and 84 for DSTL that do not appear in FFLC (79.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in DSTL | Weight in FFLC | Difference |
|---|---|---|---|
| UNHUnited Health Group Inc. | 1.98% | 1.18% | 0.80% |
| CRMSalesforce.Com Inc | 2.11% | 0.66% | 1.45% |
| MRKMerck & Co Inc Common Stock Usd 0.5 | 2.00% | 0.67% | 1.33% |
| MPCMarathon Petroleum Corp | 1.84% | 0.33% | 1.51% |
| LOWLowe S Cos Inc | 1.35% | 0.75% | 0.60% |
| CICigna Corp. | 1.36% | 0.56% | 0.80% |
| PCARPaccar Inc. | 1.00% | 0.75% | 0.25% |
| AJGArthur J Gallagher & Co. | 1.11% | 0.52% | 0.59% |
| SGISomnigroup International Inc | 0.84% | 0.57% | 0.27% |
| BSXBoston Scientific Corp. | 0.94% | 0.37% | 0.57% |
You are not choosing between two funds in isolation.
Whichever of DSTL and FFLC you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, DSTL or FFLC?
DSTL has an expense ratio of 0.39% while FFLC charges 0.38%. FFLC is the cheaper option, by $1 a year on a $10,000 investment.
Which performed better, DSTL or FFLC?
Over the past year DSTL returned +16.45% vs +14.13% for FFLC, so DSTL leads on 1-year performance. Over the longest common window we track (6 years), DSTL annualized +14.18% vs +19.16% for FFLC. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, DSTL or FFLC?
DSTL has been the more volatile fund at 16.0% annualized versus 15.8% for FFLC. Worst drawdown: DSTL -19.9% vs FFLC -19.7%.
Should I hold both DSTL and FFLC?
DSTL and FFLC have a monthly-return correlation of 0.80, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between DSTL and FFLC?
19.7% of DSTL's money is in holdings FFLC also owns. 8.5% of FFLC's is in holdings DSTL also owns. They hold 16 positions in common, counted across the 101 positions we hold weights for in DSTL and 108 in FFLC.
Which pays a higher dividend, DSTL or FFLC?
DSTL yields 1.14% while FFLC yields 1.01%, so DSTL currently pays the higher dividend yield.
Is FFLC better than DSTL?
FFLC has a lower expense ratio. DSTL led over 1Y, FFLC over 3Y, 5Y and the full window. DSTL is less concentrated, with 18.3% of the fund in its ten largest positions against 41.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.