DTD vs IVV
WisdomTree US Total Dividend Fund vs iShares Core S&P 500 ETF
Which is better, DTD or IVV?
Large Cap Value against Large Cap Blend.
IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.94. DTD is less concentrated, with 24.1% of the fund in its ten largest positions against 38.9%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | DTD | IVV |
|---|---|---|
| Expense Ratio | 0.28% | 0.03%Best |
| AUM | $1.7B | $896.5B |
| Dividend Yield | 1.87% | 1.10% |
| Holdings | 818 | 508 |
| YTD Return | +13.17% | +13.59%Best |
| 1Y Return | +16.46% | +17.54%Best |
| 3Y Return (annualized) | +18.80% | +22.46%Best |
| 5Y Return (annualized) | +11.99% | +13.28%Best |
| Volatility (annualized) | 14.6%Best | 15.2% |
| Max Drawdown | -60.2% | -56.5%Best |
| $10,000 over 5 years | $17,616 | $18,654Best |
| Top 10 Weight | 24.1%Best | 38.9% |
| Fund Family | WisdomTree Investments | iShares by BlackRock (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Jun 16, 2006 | May 15, 2000 |
Volatility and max drawdown are measured over the window both funds cover: Jun 16, 2006 to Oct 14, 2026 (20.3 years).
DTD vs IVV growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 20.3 years both funds cover.
DTD vs IVV Performance
WisdomTree US Total Dividend Fund (DTD) is an ETF from WisdomTree Investments and iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US). Over the past year DTD returned +16.46% while IVV returned +17.54%. Year to date, DTD is up 13.17% versus a gain of 13.59% for IVV.
Over three years, DTD compounded at +18.80% per year against +22.46% for IVV; over five years the annualized figures are +11.99% and +13.28% respectively. Across the full 20-year window we track, IVV has the edge at +9.78% annualized vs +7.43%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.2% compared with 14.6% for DTD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -60.2% for DTD and -56.5% for IVV. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.94. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
DTD charges 0.28% per year while IVV charges 0.03%. On a $10,000 position that is $28 vs $3 annually, a gap of $25 per year that compounds over a long holding period. On income, DTD currently yields 1.87% against 1.10% for IVV.
Holdings Overlap
91.2% of DTD's money is in holdings IVV also owns. 77.6% of IVV's money is in holdings DTD also owns.
Most of DTD is already inside IVV. Owning both mostly buys the same companies twice.
342 positions in common, counted across the 816 positions we hold weights for in DTD and 506 in IVV, against full books of 818 and 508.
What only one of them owns
Our book lists 158 positions for IVV that do not appear in our book for DTD (21.8% of the fund), and 421 for DTD that do not appear in IVV (8.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in DTD | Weight in IVV | Difference |
|---|---|---|---|
| NVDANvidia Corp | 3.91% | 8.44% | 4.53% |
| MSFTMicrosoft Corp | 4.28% | 5.76% | 1.48% |
| AAPLApple, Inc | 2.40% | 7.29% | 4.89% |
| METAMeta Platforms Inc | 1.89% | 2.42% | 0.53% |
| AVGOBroadcom Inc | 1.80% | 2.47% | 0.67% |
| GOOGLAlphabet Inc | 1.27% | 3.00% | 1.73% |
| JPMJpmorgan Chase | 2.68% | 1.34% | 1.34% |
| GOOGAlphabet Inc. C | 1.18% | 2.41% | 1.23% |
| XOMExxonmobil Corp. | 1.98% | 1.02% | 0.96% |
| JNJJohnson & Johnson - Common | 1.80% | 0.94% | 0.86% |
91.2% of DTD is already inside IVV.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, DTD or IVV?
DTD has an expense ratio of 0.28% while IVV charges 0.03%. IVV is the cheaper option, by $25 a year on a $10,000 investment.
Which performed better, DTD or IVV?
Over the past year DTD returned +16.46% vs +17.54% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (20 years), DTD annualized +7.43% vs +9.78% for IVV. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, DTD or IVV?
IVV has been the more volatile fund at 15.2% annualized versus 14.6% for DTD. Worst drawdown: DTD -60.2% vs IVV -56.5%.
Should I hold both DTD and IVV?
DTD and IVV have a monthly-return correlation of 0.94, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between DTD and IVV?
91.2% of DTD's money is in holdings IVV also owns. 77.6% of IVV's is in holdings DTD also owns. They hold 342 positions in common, counted across the 816 positions we hold weights for in DTD and 506 in IVV.
Which pays a higher dividend, DTD or IVV?
DTD yields 1.87% while IVV yields 1.10%, so DTD currently pays the higher dividend yield.
Is IVV better than DTD?
IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.94. DTD is less concentrated, with 24.1% of the fund in its ten largest positions against 38.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.