DTD vs VTI
WisdomTree US Total Dividend Fund vs Vanguard Morningstar Total Stock Market ETF
Which is better, DTD or VTI?
Large Cap Value against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.94.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | DTD | VTI |
|---|---|---|
| Expense Ratio | 0.28% | 0.03%Best |
| AUM | $1.6B | $690.1B |
| Dividend Yield | 1.81% | 1.03% |
| Holdings | 818 | 3,524 |
| YTD Return | +13.34% | +14.35%Best |
| 1Y Return | +17.39% | +17.97%Best |
| 3Y Return (annualized) | +18.87% | +22.47%Best |
| 5Y Return (annualized) | +12.36% | +12.62%Best |
| Volatility (annualized) | 14.6%Best | 15.7% |
| Max Drawdown | -60.2% | -56.6%Best |
| $10,000 over 5 years | $17,908 | $18,117Best |
| Fund Family | WisdomTree Investments | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Jun 16, 2006 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Jun 16, 2006 to Oct 13, 2026 (20.3 years).
DTD vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 20.3 years both funds cover.
DTD vs VTI Performance
WisdomTree US Total Dividend Fund (DTD) is an ETF from WisdomTree Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year DTD returned +17.39% while VTI returned +17.97%. Year to date, DTD is up 13.34% versus a gain of 14.35% for VTI.
Over three years, DTD compounded at +18.87% per year against +22.47% for VTI; over five years the annualized figures are +12.36% and +12.62% respectively. Across the full 20-year window we track, VTI has the edge at +9.76% annualized vs +7.44%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.7% compared with 14.6% for DTD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -60.2% for DTD and -56.6% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.94. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
DTD charges 0.28% per year while VTI charges 0.03%. On a $10,000 position that is $28 vs $3 annually, a gap of $25 per year that compounds over a long holding period. On income, DTD currently yields 1.81% against 1.03% for VTI.
Holdings Overlap
At least 64.0% of VTI's money is in holdings DTD also owns.
Stated as a floor: for DTD, our book for it covers 93.7% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
The two portfolios partly overlap.
The two holdings books were reported 46 days apart, DTD as of Sep 15, 2026 and VTI as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
764 positions in common, counted across the 785 positions we hold weights for in DTD and 3,463 in VTI, against full books of 818 and 3,524.
Top Shared Holdings
| Stock | Weight in DTD | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 3.56% | 6.40% | 2.84% |
| MSFTMicrosoft Corp | 3.99% | 4.79% | 0.80% |
| AAPLApple, Inc | 2.33% | 6.29% | 3.96% |
| AVGOBroadcom Inc | 1.79% | 2.56% | 0.77% |
| JPMJpmorgan Chase | 2.81% | 1.31% | 1.50% |
| METAMeta Platforms Inc | 1.64% | 1.70% | 0.06% |
| XOMExxon Mobil Corp. | 1.96% | 0.89% | 1.07% |
| JNJJohnson & Johnson - Common | 1.82% | 0.86% | 0.96% |
| CVXChevron Corp | 1.72% | 0.52% | 1.20% |
| ABBVAbbvie Inc. | 1.54% | 0.61% | 0.93% |
64.0% of VTI is already inside DTD.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
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Frequently Asked Questions
Which is cheaper, DTD or VTI?
DTD has an expense ratio of 0.28% while VTI charges 0.03%. VTI is the cheaper option, by $25 a year on a $10,000 investment.
Which performed better, DTD or VTI?
Over the past year DTD returned +17.39% vs +17.97% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (20 years), DTD annualized +7.44% vs +9.76% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, DTD or VTI?
VTI has been the more volatile fund at 15.7% annualized versus 14.6% for DTD. Worst drawdown: DTD -60.2% vs VTI -56.6%.
Should I hold both DTD and VTI?
DTD and VTI have a monthly-return correlation of 0.94, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between DTD and VTI?
At least 64.0% of VTI's money is in holdings DTD also owns. Our book for DTD is partial, so the real figure is this or higher. They hold 764 positions in common, counted across the 785 positions we hold weights for in DTD and 3,463 in VTI.
Which pays a higher dividend, DTD or VTI?
DTD yields 1.81% while VTI yields 1.03%, so DTD currently pays the higher dividend yield.
Is VTI better than DTD?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.94. Which one suits a particular account depends on what it is for. This is information, not a recommendation.