EOD vs VTI
Allspring Global Dividend Opportunity Fund vs Vanguard Morningstar Total Stock Market ETF
Which is better, EOD or VTI?
Allocation/Balanced against Large Cap Blend.
VTI has a lower expense ratio. EOD led over 1Y, 3Y and 5Y, VTI over the full window. EOD is less concentrated, with 23.7% of the fund in its ten largest positions against 33.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | EOD | VTI |
|---|---|---|
| Expense Ratio | 1.37% | 0.03%Best |
| AUM | $304M | $689.2B |
| Dividend Yield | 7.96% | 1.06% |
| Holdings | 397 | 3,524 |
| YTD Return | +14.45%Best | +13.02% |
| 1Y Return | +20.51%Best | +16.63% |
| 3Y Return (annualized) | +27.36%Best | +21.97% |
| 5Y Return (annualized) | +12.31%Best | +11.99% |
| Volatility (annualized) | 19.5% | 15.9%Best |
| Max Drawdown | -85.6% | -56.6%Best |
| $10,000 over 5 years | $17,869Best | $17,616 |
| Top 10 Weight | 23.7%Best | 33.5% |
| Fund Family | Allspring Global Investments | Vanguard (US) |
| Category | Allocation/Balanced | Equity |
| Style | Allocation/Balanced | Large Cap Blend |
| Inception | Mar 28, 2007 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Mar 28, 2007 to Oct 14, 2026 (19.5 years).
EOD vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 19.5 years both funds cover.
EOD vs VTI Performance
Allspring Global Dividend Opportunity Fund (EOD) is an ETF from Allspring Global Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year EOD returned +20.51% while VTI returned +16.63%. Year to date, EOD is up 14.45% versus a gain of 13.02% for VTI.
Over three years, EOD compounded at +27.36% per year against +21.97% for VTI; over five years the annualized figures are +12.31% and +11.99% respectively. Across the full 20-year window we track, VTI has the edge at +9.39% annualized vs -3.08%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
EOD has been the more volatile fund, with annualized monthly volatility of 19.5% compared with 15.9% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -85.6% for EOD and -56.6% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
EOD charges 1.37% per year while VTI charges 0.03%. On a $10,000 position that is $137 vs $3 annually, a gap of $134 per year that compounds over a long holding period. On income, EOD currently yields 7.96% against 1.06% for VTI.
Holdings Overlap
49.3% of EOD's money is in holdings VTI also owns. 38.9% of VTI's money is in holdings EOD also owns.
The two portfolios partly overlap.
49 positions in common, counted across the 298 positions we hold weights for in EOD and 3,441 in VTI, against full books of 397 and 3,524.
What only one of them owns
Our book lists 1,107 positions for VTI that do not appear in our book for EOD (58.7% of the fund), and 198 for EOD that do not appear in VTI (17.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in EOD | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 3.80% | 6.88% | 3.08% |
| AAPLApple, Inc | 3.46% | 6.30% | 2.84% |
| MSFTMicrosoft Corp | 2.57% | 5.11% | 2.54% |
| GOOGLAlphabet Inc | 3.00% | 2.70% | 0.30% |
| AMZNAmazon.Com Inc | 1.97% | 3.41% | 1.44% |
| AVGOBroadcom Inc | 1.82% | 2.38% | 0.56% |
| LLYEli Lilly & Co. | 1.42% | 1.33% | 0.09% |
| METAMeta Platforms Inc | 0.89% | 1.70% | 0.81% |
| KOCoca Cola Co. | 1.88% | 0.41% | 1.47% |
| MUMicron Technology, Inc. | 0.71% | 1.46% | 0.75% |
49.3% of EOD is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, EOD or VTI?
EOD has an expense ratio of 1.37% while VTI charges 0.03%. VTI is the cheaper option, by $134 a year on a $10,000 investment.
Which performed better, EOD or VTI?
Over the past year EOD returned +20.51% vs +16.63% for VTI, so EOD leads on 1-year performance. Over the longest common window we track (20 years), EOD annualized -3.08% vs +9.39% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, EOD or VTI?
EOD has been the more volatile fund at 19.5% annualized versus 15.9% for VTI. Worst drawdown: EOD -85.6% vs VTI -56.6%.
Should I hold both EOD and VTI?
EOD and VTI have a monthly-return correlation of 0.71, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between EOD and VTI?
49.3% of EOD's money is in holdings VTI also owns. 38.9% of VTI's is in holdings EOD also owns. They hold 49 positions in common, counted across the 298 positions we hold weights for in EOD and 3,441 in VTI.
Which pays a higher dividend, EOD or VTI?
EOD yields 7.96% while VTI yields 1.06%, so EOD currently pays the higher dividend yield.
Is VTI better than EOD?
VTI has a lower expense ratio. EOD led over 1Y, 3Y and 5Y, VTI over the full window. EOD is less concentrated, with 23.7% of the fund in its ten largest positions against 33.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.