EPIN vs MFSI
Harbor International Equity ETF vs MFS Active International ETF
Which is better, EPIN or MFSI?
EPIN has been ahead.
MFSI has a lower expense ratio. EPIN led over 1Y and the full window. MFSI is less concentrated, with 26.8% of the fund in its ten largest positions against 30.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | EPIN | MFSI |
|---|---|---|
| Expense Ratio | 0.80% | 0.59%Best |
| AUM | $8M | $1.2B |
| Dividend Yield | 0.64% | 0.77% |
| Holdings | 137 | 99 |
| YTD Return | +19.56%Best | +6.16% |
| 1Y Return | +27.67%Best | +11.67% |
| Volatility (annualized) | 15.1% | 11.0%Best |
| Max Drawdown | -11.6% | -11.2%Best |
| $10,000 over 1.4 years | $14,141Best | $11,840 |
| Top 10 Weight | 30.8% | 26.8%Best |
| Fund Family | Harbor Funds | MFS Investment Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Jun 4, 2025 | Dec 5, 2024 |
Not shown on this pair: 3Y Return (annualized), 5Y Return (annualized).
Volatility and max drawdown, and the $10,000 over 1.4 years row, are measured over the window both funds cover: Jun 5, 2025 to Oct 15, 2026 (1.4 years).
EPIN vs MFSI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.4 years both funds cover.
EPIN vs MFSI Performance
Harbor International Equity ETF (EPIN) is an ETF from Harbor Funds and MFS Active International ETF (MFSI) is an ETF from MFS Investment Management. Over the past year EPIN returned +27.67% while MFSI returned +11.67%. Year to date, EPIN is up 19.56% versus a gain of 6.16% for MFSI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
EPIN has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 11.0% for MFSI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -11.6% for EPIN and -11.2% for MFSI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
EPIN charges 0.80% per year while MFSI charges 0.59%. On a $10,000 position that is $80 vs $59 annually, a gap of $21 per year that compounds over a long holding period. On income, EPIN currently yields 0.64% against 0.77% for MFSI.
Holdings Overlap
23.7% of EPIN's money is in holdings MFSI also owns. 20.0% of MFSI's money is in holdings EPIN also owns.
EPIN and MFSI share little of their money.
13 positions in common, counted across the 62 positions we hold weights for in EPIN and 92 in MFSI, against full books of 137 and 99.
What only one of them owns
Our book lists 4 positions for MFSI that do not appear in our book for EPIN (5.3% of the fund), and 4 for EPIN that do not appear in MFSI (7.2%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in EPIN | Weight in MFSI | Difference |
|---|---|---|---|
| 2330:TWTsmc | 5.08% | 7.49% | 2.41% |
| 005930:KRSamsung Electronics Ltd. | 3.48% | 3.46% | 0.02% |
| 6501:JPHitachi Ltd | 2.31% | 2.04% | 0.27% |
| DBSM:SIDBS Group Holdings Ltd Dbs Group Holdings Ltd | 2.35% | 1.22% | 1.13% |
| AMS:ARAmadeus Itgroup Sa | 1.43% | 0.94% | 0.49% |
| MTX:SGMtu Aero Engines Ag | 1.92% | 0.28% | 1.64% |
| 2317:TWHon Hai Precision Industry Co Ltd Ord Twd10 | 1.02% | 1.10% | 0.08% |
| REL:LNRELX Plc - Ordinary Shares | 1.40% | 0.67% | 0.73% |
| HDBHdfc Bank, Ltd. - ADR | 1.18% | 0.75% | 0.43% |
| BBD:BVBanco Bradesco-Adr Npv | 0.70% | 0.80% | 0.10% |
23.7% of EPIN is already inside MFSI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, EPIN or MFSI?
EPIN has an expense ratio of 0.80% while MFSI charges 0.59%. MFSI is the cheaper option, by $21 a year on a $10,000 investment.
Which performed better, EPIN or MFSI?
Over the past year EPIN returned +27.67% vs +11.67% for MFSI, so EPIN leads on 1-year performance. Over the longest common window we track (1 years), EPIN annualized +28.08% vs +12.82% for MFSI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, EPIN or MFSI?
EPIN has been the more volatile fund at 15.1% annualized versus 11.0% for MFSI. Worst drawdown: EPIN -11.6% vs MFSI -11.2%.
Should I hold both EPIN and MFSI?
EPIN and MFSI have a monthly-return correlation of 0.79, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between EPIN and MFSI?
23.7% of EPIN's money is in holdings MFSI also owns. 20.0% of MFSI's is in holdings EPIN also owns. They hold 13 positions in common, counted across the 62 positions we hold weights for in EPIN and 92 in MFSI.
Which pays a higher dividend, EPIN or MFSI?
EPIN yields 0.64% while MFSI yields 0.77%, so MFSI currently pays the higher dividend yield.
Is MFSI better than EPIN?
MFSI has a lower expense ratio. EPIN led over 1Y and the full window. MFSI is less concentrated, with 26.8% of the fund in its ten largest positions against 30.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.