EPIN vs TDI
Harbor International Equity ETF vs Touchstone Dynamic International ETF
Which is better, EPIN or TDI?
Each has led over a different period.
TDI has a lower expense ratio. EPIN led over 1Y, TDI over the full window. TDI is less concentrated, with 25.8% of the fund in its ten largest positions against 30.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | EPIN | TDI |
|---|---|---|
| Expense Ratio | 0.80% | 0.65%Best |
| AUM | $8M | $516M |
| Dividend Yield | 0.64% | 1.60% |
| Holdings | 137 | 214 |
| YTD Return | +19.43%Best | +17.02% |
| 1Y Return | +28.25%Best | +26.14% |
| Volatility (annualized) | 15.2% | 14.9%Best |
| Max Drawdown | -11.6%Best | -12.1% |
| $10,000 over 1.4 years | $14,135 | $14,263Best |
| Top 10 Weight | 30.8% | 25.8%Best |
| Fund Family | Harbor Funds | Touchstone Investments |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Jun 4, 2025 | Dec 8, 2023 |
Not shown on this pair: 3Y Return (annualized), 5Y Return (annualized).
Volatility and max drawdown, and the $10,000 over 1.4 years row, are measured over the window both funds cover: Jun 5, 2025 to Oct 14, 2026 (1.4 years).
EPIN vs TDI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.4 years both funds cover.
EPIN vs TDI Performance
Harbor International Equity ETF (EPIN) is an ETF from Harbor Funds and Touchstone Dynamic International ETF (TDI) is an ETF from Touchstone Investments. Over the past year EPIN returned +28.25% while TDI returned +26.14%. Year to date, EPIN is up 19.43% versus a gain of 17.02% for TDI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
EPIN has been the more volatile fund, with annualized monthly volatility of 15.2% compared with 14.9% for TDI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -11.6% for EPIN and -12.1% for TDI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
EPIN charges 0.80% per year while TDI charges 0.65%. On a $10,000 position that is $80 vs $65 annually, a gap of $15 per year that compounds over a long holding period. On income, EPIN currently yields 0.64% against 1.60% for TDI.
Holdings Overlap
13.2% of EPIN's money is in holdings TDI also owns. 13.5% of TDI's money is in holdings EPIN also owns.
TDI and EPIN share little of their money.
4 positions in common, counted across the 62 positions we hold weights for in EPIN and 105 in TDI, against full books of 137 and 214.
What only one of them owns
Our book lists 4 positions for TDI that do not appear in our book for EPIN (7.2% of the fund), and 5 for EPIN that do not appear in TDI (6.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of EPIN and TDI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, EPIN or TDI?
EPIN has an expense ratio of 0.80% while TDI charges 0.65%. TDI is the cheaper option, by $15 a year on a $10,000 investment.
Which performed better, EPIN or TDI?
Over the past year EPIN returned +28.25% vs +26.14% for TDI, so EPIN leads on 1-year performance. Over the longest common window we track (1 years), EPIN annualized +28.04% vs +28.87% for TDI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, EPIN or TDI?
EPIN has been the more volatile fund at 15.2% annualized versus 14.9% for TDI. Worst drawdown: EPIN -11.6% vs TDI -12.1%.
Should I hold both EPIN and TDI?
EPIN and TDI have a monthly-return correlation of 0.79, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between EPIN and TDI?
13.5% of TDI's money is in holdings EPIN also owns. 13.5% of TDI's is in holdings EPIN also owns. They hold 4 positions in common, counted across the 62 positions we hold weights for in EPIN and 105 in TDI.
Which pays a higher dividend, EPIN or TDI?
EPIN yields 0.64% while TDI yields 1.60%, so TDI currently pays the higher dividend yield.
Is TDI better than EPIN?
TDI has a lower expense ratio. EPIN led over 1Y, TDI over the full window. TDI is less concentrated, with 25.8% of the fund in its ten largest positions against 30.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.