FFTI vs PDI
FormulaFolios Tactical Income ETF vs PIMCO Dynamic Income Fund
Which is better, FFTI or PDI?
PDI has been ahead.
FFTI has a lower expense ratio. PDI led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FFTI | PDI |
|---|---|---|
| Expense Ratio | 0.96%Best | 5.12% |
| AUM | $69M | $7.2B |
| Dividend Yield | 2.40% | 17.60% |
| Holdings | 5 | 1,822 |
| Volatility (annualized) | 6.0%Best | 17.1% |
| Max Drawdown | -17.5%Best | -47.9% |
| $10,000 over 7.4 years | $9,465 | $10,796Best |
| Fund Family | FormulaFolio Funds | PIMCO (US) |
| Category | Fixed Income | Fixed Income |
| Style | Diversified Sectoral Bond | Diversified Sectoral Bond |
| Inception | Jun 6, 2017 | May 25, 2012 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.
The two price series end 712 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. FFTI has data through Nov 1, 2024 and PDI through Oct 14, 2026.
Volatility and max drawdown, and the $10,000 over 7.4 years row, are measured over the window both funds cover: Jun 6, 2017 to Nov 1, 2024 (7.4 years).
Risk: Volatility and Drawdowns
PDI has been the more volatile fund, with annualized monthly volatility of 17.1% compared with 6.0% for FFTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -17.5% for FFTI and -47.9% for PDI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.65. They move together some of the time, and apart the rest.
Fees and Cost Over Time
FFTI charges 0.96% per year while PDI charges 5.12%. On a $10,000 position that is $96 vs $512 annually, a gap of $416 per year that compounds over a long holding period. On income, FFTI currently yields 2.40% against 17.60% for PDI.
You are not choosing between two funds in isolation.
Whichever of FFTI and PDI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FFTI or PDI?
FFTI has an expense ratio of 0.96% while PDI charges 5.12%. FFTI is the cheaper option, by $416 a year on a $10,000 investment.
Which is riskier, FFTI or PDI?
PDI has been the more volatile fund at 17.1% annualized versus 6.0% for FFTI. Worst drawdown: FFTI -17.5% vs PDI -47.9%.
Should I hold both FFTI and PDI?
FFTI and PDI have a monthly-return correlation of 0.65, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, FFTI or PDI?
FFTI yields 2.40% while PDI yields 17.60%, so PDI currently pays the higher dividend yield.
Is PDI better than FFTI?
FFTI has a lower expense ratio. PDI led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.