FLEU vs VTI
Franklin FTSE Eurozone ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, FLEU or VTI?
VTI has been ahead.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. FLEU is less concentrated, with 30.6% of the fund in its ten largest positions against 33.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FLEU | VTI |
|---|---|---|
| Expense Ratio | 0.09% | 0.03%Best |
| AUM | $68M | $689.2B |
| Dividend Yield | 2.75% | 1.06% |
| Holdings | 265 | 3,524 |
| YTD Return | +2.27% | +13.02%Best |
| 1Y Return | +8.42% | +16.63%Best |
| 3Y Return (annualized) | +19.25% | +21.97%Best |
| 5Y Return (annualized) | +10.86% | +11.99%Best |
| Volatility (annualized) | 15.7%Best | 16.7% |
| Max Drawdown | -35.6% | -35.0%Best |
| $10,000 over 5 years | $16,745 | $17,616Best |
| Top 10 Weight | 30.6%Best | 33.5% |
| Fund Family | Franklin Templeton Investments (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Nov 2, 2017 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Nov 6, 2017 to Oct 14, 2026 (8.9 years).
FLEU vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 8.9 years both funds cover.
FLEU vs VTI Performance
Franklin FTSE Eurozone ETF (FLEU) is an ETF from Franklin Templeton Investments (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year FLEU returned +8.42% while VTI returned +16.63%. Year to date, FLEU is up 2.27% versus a gain of 13.02% for VTI.
Over three years, FLEU compounded at +19.25% per year against +21.97% for VTI; over five years the annualized figures are +10.86% and +11.99% respectively. Across the full 9-year window we track, VTI has the edge at +13.35% annualized vs +7.37%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 16.7% compared with 15.7% for FLEU. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -35.6% for FLEU and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
FLEU charges 0.09% per year while VTI charges 0.03%. On a $10,000 position that is $9 vs $3 annually, a gap of $6 per year that compounds over a long holding period. On income, FLEU currently yields 2.75% against 1.06% for VTI.
Holdings Overlap
1.2% of FLEU's money is in holdings VTI also owns. 0.5% of VTI's money is in holdings FLEU also owns.
FLEU and VTI share little of their money.
5 positions in common, counted across the 262 positions we hold weights for in FLEU and 3,441 in VTI, against full books of 265 and 3,524.
What only one of them owns
Our book lists 1,153 positions for VTI that do not appear in our book for FLEU (97.1% of the fund), and 5 for FLEU that do not appear in VTI (0.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of FLEU and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FLEU or VTI?
FLEU has an expense ratio of 0.09% while VTI charges 0.03%. VTI is the cheaper option, by $6 a year on a $10,000 investment.
Which performed better, FLEU or VTI?
Over the past year FLEU returned +8.42% vs +16.63% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (9 years), FLEU annualized +7.37% vs +13.35% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FLEU or VTI?
VTI has been the more volatile fund at 16.7% annualized versus 15.7% for FLEU. Worst drawdown: FLEU -35.6% vs VTI -35.0%.
Should I hold both FLEU and VTI?
FLEU and VTI have a monthly-return correlation of 0.79, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between FLEU and VTI?
1.2% of FLEU's money is in holdings VTI also owns. 0.5% of VTI's is in holdings FLEU also owns. They hold 5 positions in common, counted across the 262 positions we hold weights for in FLEU and 3,441 in VTI.
Which pays a higher dividend, FLEU or VTI?
FLEU yields 2.75% while VTI yields 1.06%, so FLEU currently pays the higher dividend yield.
Is VTI better than FLEU?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. FLEU is less concentrated, with 30.6% of the fund in its ten largest positions against 33.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.