FNGU vs SCHD
MicroSectors FANG+ 3x Leveraged ETN vs Schwab US Dividend Equity ETF
Which is better, FNGU or SCHD?
Multi Alternative against Large Cap Value.
SCHD has a lower expense ratio. FNGU led over the full window, SCHD over 1Y. SCHD is less concentrated, with 41.6% of the fund in its ten largest positions against 100.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FNGU | SCHD |
|---|---|---|
| Expense Ratio | 0.35% | 0.06%Best |
| AUM | $2.9B | $111.6B |
| Dividend Yield | 0.00% | 3.24% |
| Holdings | 10 | 206 |
| YTD Return | +42.02%Best | +24.55% |
| 1Y Return | +21.65% | +29.85%Best |
| 3Y Return (annualized) | - | +16.64% |
| 5Y Return (annualized) | - | +9.54% |
| Volatility (annualized) | 79.7% | 14.4%Best |
| Max Drawdown | -60.8% | -14.0%Best |
| $10,000 over 1.6 years | $14,006Best | $12,591 |
| Top 10 Weight | 100.0% | 41.6%Best |
| Fund Family | BMO Capital Markets | Charles Schwab Asset Management |
| Category | Alternative | Equity |
| Style | Multi Alternative | Large Cap Value |
| Inception | Feb 19, 2025 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 1.6 years row, are measured over the window both funds cover: Feb 20, 2025 to Oct 14, 2026 (1.6 years).
FNGU vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.6 years both funds cover.
FNGU vs SCHD Performance
MicroSectors FANG+ 3x Leveraged ETN (FNGU) is an ETF from BMO Capital Markets and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year FNGU returned +21.65% while SCHD returned +29.85%. Year to date, FNGU is up 42.02% versus a gain of 24.55% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FNGU has been the more volatile fund, with annualized monthly volatility of 79.7% compared with 14.4% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -60.8% for FNGU and -14.0% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.07. They move largely independently of each other.
Fees and Cost Over Time
FNGU charges 0.35% per year while SCHD charges 0.06%. On a $10,000 position that is $35 vs $6 annually, a gap of $29 per year that compounds over a long holding period. On income, FNGU currently yields 0.00% against 3.24% for SCHD.
Holdings Overlap
We hold position weights for 10 holdings in FNGU and 98 in SCHD, totalling 100.0% and 99.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 10 positions we hold weights for in FNGU and 98 in SCHD, against full books of 10 and 206.
What only one of them owns
Measured across the 10 and 98 positions we hold weights for.
SCHD holds 97 positions FNGU does not, 99.8% of the fund.
Largest: TXN 4.89%, QCOM 4.61%, PG 4.16%, CVX 4.14%, KO 4.12%
You are not choosing between two funds in isolation.
Whichever of FNGU and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FNGU or SCHD?
FNGU has an expense ratio of 0.35% while SCHD charges 0.06%. SCHD is the cheaper option, by $29 a year on a $10,000 investment.
Which performed better, FNGU or SCHD?
Over the past year FNGU returned +21.65% vs +29.85% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), FNGU annualized +23.44% vs +15.49% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FNGU or SCHD?
FNGU has been the more volatile fund at 79.7% annualized versus 14.4% for SCHD. Worst drawdown: FNGU -60.8% vs SCHD -14.0%.
Should I hold both FNGU and SCHD?
FNGU and SCHD have a monthly-return correlation of 0.07, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, FNGU or SCHD?
FNGU yields 0.00% while SCHD yields 3.24%, so SCHD currently pays the higher dividend yield.
Is SCHD better than FNGU?
SCHD has a lower expense ratio. FNGU led over the full window, SCHD over 1Y. SCHD is less concentrated, with 41.6% of the fund in its ten largest positions against 100.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.