GPT vs VTI
Intelligent Alpha Atlas ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, GPT or VTI?
VTI has been ahead.
VTI has a lower expense ratio. VTI led over 1Y and the full window. GPT is less concentrated, with 31.5% of the fund in its ten largest positions against 33.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | GPT | VTI |
|---|---|---|
| Expense Ratio | 0.69% | 0.03%Best |
| AUM | $24M | $689.2B |
| Dividend Yield | 0.66% | 1.06% |
| Holdings | 90 | 3,524 |
| YTD Return | +11.43% | +13.02%Best |
| 1Y Return | +14.76% | +16.63%Best |
| 3Y Return (annualized) | - | +21.97% |
| 5Y Return (annualized) | - | +11.99% |
| Volatility (annualized) | 13.0% | 12.7%Best |
| Max Drawdown | -25.6% | -19.3%Best |
| $10,000 over 2.1 years | $13,769 | $14,028Best |
| Top 10 Weight | 31.5%Best | 33.5% |
| Fund Family | Intelligent Alpha | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Sep 16, 2024 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 2.1 years row, are measured over the window both funds cover: Sep 18, 2024 to Oct 14, 2026 (2.1 years).
GPT vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.1 years both funds cover.
GPT vs VTI Performance
Intelligent Alpha Atlas ETF (GPT) is an ETF from Intelligent Alpha and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year GPT returned +14.76% while VTI returned +16.63%. Year to date, GPT is up 11.43% versus a gain of 13.02% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
GPT has been the more volatile fund, with annualized monthly volatility of 13.0% compared with 12.7% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -25.6% for GPT and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.76. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
GPT charges 0.69% per year while VTI charges 0.03%. On a $10,000 position that is $69 vs $3 annually, a gap of $66 per year that compounds over a long holding period. On income, GPT currently yields 0.66% against 1.06% for VTI.
Holdings Overlap
81.5% of GPT's money is in holdings VTI also owns. 22.5% of VTI's money is in holdings GPT also owns.
Most of GPT is already inside VTI. Owning both mostly buys the same companies twice.
56 positions in common, counted across the 75 positions we hold weights for in GPT and 3,441 in VTI, against full books of 90 and 3,524.
What only one of them owns
Our book lists 1,104 positions for VTI that do not appear in our book for GPT (75.2% of the fund), and 6 for GPT that do not appear in VTI (3.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in GPT | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 2.48% | 6.88% | 4.40% |
| MUMicron Technology, Inc. | 3.72% | 1.46% | 2.26% |
| AVGOBroadcom Inc | 2.58% | 2.38% | 0.20% |
| AMZNAmazon.Com Inc | 0.92% | 3.41% | 2.49% |
| NTRANatera Inc | 3.57% | 0.06% | 3.51% |
| VSTVistra Energy Corp. | 3.43% | 0.06% | 3.37% |
| ILMNIllumina, Inc. | 3.41% | 0.04% | 3.37% |
| ETNEaton Corp Plc | 2.80% | 0.21% | 2.59% |
| CEGConstellation Energy Corporation Com | 2.79% | 0.12% | 2.67% |
| TXG10x Genomics Inc Com Usd 1 Cl A | 2.86% | 0.01% | 2.85% |
81.5% of GPT is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, GPT or VTI?
GPT has an expense ratio of 0.69% while VTI charges 0.03%. VTI is the cheaper option, by $66 a year on a $10,000 investment.
Which performed better, GPT or VTI?
Over the past year GPT returned +14.76% vs +16.63% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), GPT annualized +16.45% vs +17.49% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, GPT or VTI?
GPT has been the more volatile fund at 13.0% annualized versus 12.7% for VTI. Worst drawdown: GPT -25.6% vs VTI -19.3%.
Should I hold both GPT and VTI?
GPT and VTI have a monthly-return correlation of 0.76, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between GPT and VTI?
81.5% of GPT's money is in holdings VTI also owns. 22.5% of VTI's is in holdings GPT also owns. They hold 56 positions in common, counted across the 75 positions we hold weights for in GPT and 3,441 in VTI.
Which pays a higher dividend, GPT or VTI?
GPT yields 0.66% while VTI yields 1.06%, so VTI currently pays the higher dividend yield.
Is VTI better than GPT?
VTI has a lower expense ratio. VTI led over 1Y and the full window. GPT is less concentrated, with 31.5% of the fund in its ten largest positions against 33.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.