IAE vs VTI
Voya Asia Pacific High Dividend Equity Income Fund vs Vanguard Morningstar Total Stock Market ETF
Which is better, IAE or VTI?
VTI has been ahead.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 38.1%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IAE | VTI |
|---|---|---|
| Expense Ratio | 1.21% | 0.03%Best |
| AUM | $95M | $689.2B |
| Dividend Yield | 8.68% | 1.06% |
| Holdings | 271 | 3,524 |
| YTD Return | +1.03% | +13.02%Best |
| 1Y Return | +6.56% | +16.63%Best |
| 3Y Return (annualized) | +19.94% | +21.97%Best |
| 5Y Return (annualized) | +7.99% | +11.99%Best |
| Volatility (annualized) | 22.2% | 15.9%Best |
| Max Drawdown | -78.5% | -56.6%Best |
| $10,000 over 5 years | $14,686 | $17,616Best |
| Top 10 Weight | 38.1% | 33.5%Best |
| Fund Family | Voya Investment Management | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Mar 27, 2007 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Mar 28, 2007 to Oct 13, 2026 (19.5 years).
IAE vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 19.5 years both funds cover.
IAE vs VTI Performance
Voya Asia Pacific High Dividend Equity Income Fund (IAE) is an ETF from Voya Investment Management and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year IAE returned +6.56% while VTI returned +16.63%. Year to date, IAE is up 1.03% versus a gain of 13.02% for VTI.
Over three years, IAE compounded at +19.94% per year against +21.97% for VTI; over five years the annualized figures are +7.99% and +11.99% respectively. Across the full 20-year window we track, VTI has the edge at +9.46% annualized vs -3.21%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IAE has been the more volatile fund, with annualized monthly volatility of 22.2% compared with 15.9% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -78.5% for IAE and -56.6% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.64. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IAE charges 1.21% per year while VTI charges 0.03%. On a $10,000 position that is $121 vs $3 annually, a gap of $118 per year that compounds over a long holding period. On income, IAE currently yields 8.68% against 1.06% for VTI.
Holdings Overlap
0.1% of IAE's money is in holdings VTI also owns. 0.1% of VTI's money is in holdings IAE also owns.
We cannot see either book well enough to say how much of this pair is duplicated.
2 positions in common, counted across the 248 positions we hold weights for in IAE and 3,441 in VTI, against full books of 271 and 3,524.
What only one of them owns
Our book lists 1,155 positions for VTI that do not appear in our book for IAE (97.5% of the fund), and 7 for IAE that do not appear in VTI (3.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of IAE and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IAE or VTI?
IAE has an expense ratio of 1.21% while VTI charges 0.03%. VTI is the cheaper option, by $118 a year on a $10,000 investment.
Which performed better, IAE or VTI?
Over the past year IAE returned +6.56% vs +16.63% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (20 years), IAE annualized -3.21% vs +9.46% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IAE or VTI?
IAE has been the more volatile fund at 22.2% annualized versus 15.9% for VTI. Worst drawdown: IAE -78.5% vs VTI -56.6%.
Should I hold both IAE and VTI?
IAE and VTI have a monthly-return correlation of 0.64, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IAE or VTI?
IAE yields 8.68% while VTI yields 1.06%, so IAE currently pays the higher dividend yield.
Is VTI better than IAE?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 38.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.