ISCF vs IVV
iShares International Small-Cap Equity Factor ETF vs iShares Core S&P 500 ETF
Which is better, ISCF or IVV?
Mid Cap Growth against Large Cap Blend.
IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. ISCF is less concentrated, with 5.3% of the fund in its ten largest positions against 38.9%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | ISCF | IVV |
|---|---|---|
| Expense Ratio | 0.24% | 0.03%Best |
| AUM | $679M | $896.5B |
| Dividend Yield | 3.61% | 1.10% |
| Holdings | 1,194 | 508 |
| YTD Return | +7.38% | +13.59%Best |
| 1Y Return | +12.71% | +17.54%Best |
| 3Y Return (annualized) | +19.98% | +22.46%Best |
| 5Y Return (annualized) | +7.62% | +13.28%Best |
| Volatility (annualized) | 16.0% | 15.1%Best |
| Max Drawdown | -43.6% | -33.9%Best |
| $10,000 over 5 years | $14,437 | $18,654Best |
| Top 10 Weight | 5.3%Best | 38.9% |
| Fund Family | iShares by BlackRock (US) | iShares by BlackRock (US) |
| Category | Equity | Equity |
| Style | Mid Cap Growth | Large Cap Blend |
| Inception | Apr 28, 2015 | May 15, 2000 |
Volatility and max drawdown are measured over the window both funds cover: May 1, 2015 to Oct 14, 2026 (11.5 years).
ISCF vs IVV growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 11.5 years both funds cover.
ISCF vs IVV Performance
iShares International Small-Cap Equity Factor ETF (ISCF) is an ETF from iShares by BlackRock (US) and iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US). Over the past year ISCF returned +12.71% while IVV returned +17.54%. Year to date, ISCF is up 7.38% versus a gain of 13.59% for IVV.
Over three years, ISCF compounded at +19.98% per year against +22.46% for IVV; over five years the annualized figures are +7.62% and +13.28% respectively. Across the full 12-year window we track, IVV has the edge at +12.73% annualized vs +6.99%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
ISCF has been the more volatile fund, with annualized monthly volatility of 16.0% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -43.6% for ISCF and -33.9% for IVV. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
ISCF charges 0.24% per year while IVV charges 0.03%. On a $10,000 position that is $24 vs $3 annually, a gap of $21 per year that compounds over a long holding period. On income, ISCF currently yields 3.61% against 1.10% for IVV.
Holdings Overlap
0.1% of ISCF's money is in holdings IVV also owns. 0.1% of IVV's money is in holdings ISCF also owns.
We cannot see either book well enough to say how much of this pair is duplicated.
2 positions in common, counted across the 1,180 positions we hold weights for in ISCF and 506 in IVV, against full books of 1,194 and 508.
What only one of them owns
Our book lists 498 positions for IVV that do not appear in our book for ISCF (99.3% of the fund), and 18 for ISCF that do not appear in IVV (1.1%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of ISCF and IVV you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, ISCF or IVV?
ISCF has an expense ratio of 0.24% while IVV charges 0.03%. IVV is the cheaper option, by $21 a year on a $10,000 investment.
Which performed better, ISCF or IVV?
Over the past year ISCF returned +12.71% vs +17.54% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (12 years), ISCF annualized +6.99% vs +12.73% for IVV. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, ISCF or IVV?
ISCF has been the more volatile fund at 16.0% annualized versus 15.1% for IVV. Worst drawdown: ISCF -43.6% vs IVV -33.9%.
Should I hold both ISCF and IVV?
ISCF and IVV have a monthly-return correlation of 0.83, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, ISCF or IVV?
ISCF yields 3.61% while IVV yields 1.10%, so ISCF currently pays the higher dividend yield.
Is IVV better than ISCF?
IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. ISCF is less concentrated, with 5.3% of the fund in its ten largest positions against 38.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.