ITOT vs LRGF
iShares Core S&P Total US Stock Market ETF vs iShares US Equity Factor ETF
Which is better, ITOT or LRGF?
Nearly the same fund. ITOT costs less.
ITOT has a lower expense ratio. ITOT led over 1Y and the full window, LRGF over 3Y and 5Y. The two have moved almost in lockstep, correlation 0.98. ITOT is less concentrated, with 34.6% of the fund in its ten largest positions against 35.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | ITOT | LRGF |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.08% |
| AUM | $97.9B | $3.8B |
| Dividend Yield | 1.01% | 1.06% |
| Holdings | 2,502 | 296 |
| YTD Return | +13.06% | +13.98%Best |
| 1Y Return | +16.63%Best | +16.40% |
| 3Y Return (annualized) | +21.98% | +22.87%Best |
| 5Y Return (annualized) | +12.00% | +14.20%Best |
| Volatility (annualized) | 15.4% | 15.2%Best |
| Max Drawdown | -49.9% | -36.0%Best |
| $10,000 over 5 years | $17,623 | $19,424Best |
| Top 10 Weight | 34.6%Best | 35.6% |
| Fund Family | iShares by BlackRock (US) | iShares by BlackRock (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Jan 20, 2004 | Apr 28, 2015 |
Volatility and max drawdown are measured over the window both funds cover: Apr 30, 2015 to Oct 14, 2026 (11.5 years).
ITOT vs LRGF growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 11.5 years both funds cover.
ITOT vs LRGF Performance
iShares Core S&P Total US Stock Market ETF (ITOT) is an ETF from iShares by BlackRock (US) and iShares US Equity Factor ETF (LRGF) is an ETF from iShares by BlackRock (US). Over the past year ITOT returned +16.63% while LRGF returned +16.40%. Year to date, ITOT is up 13.06% versus a gain of 13.98% for LRGF.
Over three years, ITOT compounded at +21.98% per year against +22.87% for LRGF; over five years the annualized figures are +12.00% and +14.20% respectively. Across the full 12-year window we track, ITOT has the edge at +12.34% annualized vs +11.40%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
ITOT has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 15.2% for LRGF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -49.9% for ITOT and -36.0% for LRGF. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.98. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
ITOT charges 0.03% per year while LRGF charges 0.08%. On a $10,000 position that is $3 vs $8 annually, a gap of $5 per year that compounds over a long holding period. On income, ITOT currently yields 1.01% against 1.06% for LRGF.
Holdings Overlap
72.1% of ITOT's money is in holdings LRGF also owns. 96.5% of LRGF's money is in holdings ITOT also owns.
Most of LRGF is already inside ITOT. Owning both mostly buys the same companies twice.
286 positions in common, counted across the 2,433 positions we hold weights for in ITOT and 303 in LRGF, against full books of 2,502 and 296.
What only one of them owns
Our book lists 8 positions for LRGF that do not appear in our book for ITOT (1.8% of the fund), and 857 for ITOT that do not appear in LRGF (25.3%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in ITOT | Weight in LRGF | Difference |
|---|---|---|---|
| NVDANvidia Corp. | 7.52% | 7.79% | 0.27% |
| AAPLApple Inc | 6.49% | 6.77% | 0.28% |
| MSFTMicrosoft Corp_None_0 | 5.12% | 5.23% | 0.11% |
| AMZNAmazon.Com Inc | 3.28% | 3.10% | 0.18% |
| GOOGAlphabet, Inc.- Cl C | 2.14% | 3.86% | 1.72% |
| AVGOBroadcom Inc | 2.20% | 2.50% | 0.30% |
| METAMeta Platforms, Inc. | 2.15% | 2.15% | 0.00% |
| GOOGLAlphabet Inc-cl A | 2.67% | 0.71% | 1.96% |
| MUMicron Technology, Inc. | 1.67% | 1.56% | 0.11% |
| JPMJpmorgan Chase & Co | 1.19% | 1.48% | 0.29% |
96.5% of LRGF is already inside ITOT.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, ITOT or LRGF?
ITOT has an expense ratio of 0.03% while LRGF charges 0.08%. ITOT is the cheaper option, by $5 a year on a $10,000 investment.
Which performed better, ITOT or LRGF?
Over the past year ITOT returned +16.63% vs +16.40% for LRGF, so ITOT leads on 1-year performance. Over the longest common window we track (12 years), ITOT annualized +12.34% vs +11.40% for LRGF. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, ITOT or LRGF?
ITOT has been the more volatile fund at 15.4% annualized versus 15.2% for LRGF. Worst drawdown: ITOT -49.9% vs LRGF -36.0%.
Should I hold both ITOT and LRGF?
ITOT and LRGF have a monthly-return correlation of 0.98, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between ITOT and LRGF?
96.5% of LRGF's money is in holdings ITOT also owns. 96.5% of LRGF's is in holdings ITOT also owns. They hold 286 positions in common, counted across the 2,433 positions we hold weights for in ITOT and 303 in LRGF.
Which pays a higher dividend, ITOT or LRGF?
ITOT yields 1.01% while LRGF yields 1.06%, so LRGF currently pays the higher dividend yield.
Is LRGF better than ITOT?
ITOT has a lower expense ratio. ITOT led over 1Y and the full window, LRGF over 3Y and 5Y. The two have moved almost in lockstep, correlation 0.98. ITOT is less concentrated, with 34.6% of the fund in its ten largest positions against 35.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.