IVSI vs VTI
Applied Finance IVS International Large ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, IVSI or VTI?
VTI costs less.
VTI has a lower expense ratio. IVSI is less concentrated, with 26.2% of the fund in its ten largest positions against 33.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVSI | VTI |
|---|---|---|
| Expense Ratio | 0.65% | 0.03%Best |
| AUM | $9M | $689.2B |
| Dividend Yield | 0.04% | 1.06% |
| Holdings | 200 | 3,524 |
| YTD Return | +13.02% | +13.48%Best |
| 1Y Return | - | +16.55% |
| 3Y Return (annualized) | - | +22.11% |
| 5Y Return (annualized) | - | +11.95% |
| Top 10 Weight | 26.2%Best | 33.5% |
| Fund Family | Applied Finance Funds | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Dec 10, 2025 | May 24, 2001 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
IVSI vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
IVSI vs VTI Performance
Applied Finance IVS International Large ETF (IVSI) is an ETF from Applied Finance Funds and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, IVSI is up 13.02% versus a gain of 13.48% for VTI.
Past performance does not guarantee future results.
Fees and Cost Over Time
IVSI charges 0.65% per year while VTI charges 0.03%. On a $10,000 position that is $65 vs $3 annually, a gap of $62 per year that compounds over a long holding period. On income, IVSI currently yields 0.04% against 1.06% for VTI.
Holdings Overlap
1.4% of IVSI's money is in holdings VTI also owns.
IVSI and VTI share little of their money.
2 positions in common, counted across the 191 positions we hold weights for in IVSI and 3,441 in VTI, against full books of 200 and 3,524.
What only one of them owns
Our book lists 1,153 positions for VTI that do not appear in our book for IVSI (97.7% of the fund), and 3 for IVSI that do not appear in VTI (3.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of IVSI and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVSI or VTI?
IVSI has an expense ratio of 0.65% while VTI charges 0.03%. VTI is the cheaper option, by $62 a year on a $10,000 investment.
What is the holdings overlap between IVSI and VTI?
1.4% of IVSI's money is in holdings VTI also owns. 0.0% of VTI's is in holdings IVSI also owns. They hold 2 positions in common, counted across the 191 positions we hold weights for in IVSI and 3,441 in VTI.
Which pays a higher dividend, IVSI or VTI?
IVSI yields 0.04% while VTI yields 1.06%, so VTI currently pays the higher dividend yield.
Is VTI better than IVSI?
VTI has a lower expense ratio. IVSI is less concentrated, with 26.2% of the fund in its ten largest positions against 33.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.