IVV vs MRAD

IVV vs MRAD

Which is better, IVV or MRAD?

Large Cap Blend against All Cap Blend.

IVV has a lower expense ratio. IVV led over 1Y and the full window.

Lower Fees: IVVHigher Returns: IVV

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricIVVMRAD
Expense Ratio0.03%Best0.68%
AUM$896.5B$771,986.96
Dividend Yield1.10%0.00%
Holdings50831
Volatility (annualized)16.0%Best24.7%
Max Drawdown-24.5%Best-64.3%
$10,000 over 3.8 years$16,078Best$6,115
Fund FamilyiShares by BlackRock (US)SmartETFs
CategoryEquityEquity
StyleLarge Cap BlendAll Cap Blend
InceptionMay 15, 2000Dec 31, 2020

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 712 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. IVV has data through Oct 14, 2026 and MRAD through Nov 1, 2024.

Volatility and max drawdown, and the $10,000 over 3.8 years row, are measured over the window both funds cover: Dec 31, 2020 to Nov 1, 2024 (3.8 years).

Risk: Volatility and Drawdowns

MRAD has been the more volatile fund, with annualized monthly volatility of 24.7% compared with 16.0% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -24.5% for IVV and -64.3% for MRAD. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.69. They move together some of the time, and apart the rest.

Fees and Cost Over Time

IVV charges 0.03% per year while MRAD charges 0.68%. On a $10,000 position that is $3 vs $68 annually, a gap of $65 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 0.00% for MRAD.

You are not choosing between two funds in isolation.

Whichever of IVV and MRAD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

IVVMRAD

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, IVV or MRAD?

IVV has an expense ratio of 0.03% while MRAD charges 0.68%. IVV is the cheaper option, by $65 a year on a $10,000 investment.

Which is riskier, IVV or MRAD?

MRAD has been the more volatile fund at 24.7% annualized versus 16.0% for IVV. Worst drawdown: IVV -24.5% vs MRAD -64.3%.

Should I hold both IVV and MRAD?

IVV and MRAD have a monthly-return correlation of 0.69, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, IVV or MRAD?

IVV yields 1.10% while MRAD yields 0.00%, so IVV currently pays the higher dividend yield.

Is MRAD better than IVV?

IVV has a lower expense ratio. IVV led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.