MRAD vs VYM

MRAD vs VYM

Which is better, MRAD or VYM?

All Cap Blend against Large Cap Value.

VYM has a lower expense ratio. VYM led over 1Y and the full window.

Lower Fees: VYMHigher Returns: VYM

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricMRADVYM
Expense Ratio0.68%0.04%Best
AUM$771,986.96$78.9B
Dividend Yield0.00%2.37%
Holdings31608
Volatility (annualized)24.7%14.4%Best
Max Drawdown-64.3%-15.8%Best
$10,000 over 3.8 years$6,115$15,555Best
Fund FamilySmartETFsVanguard (US)
CategoryEquityEquity
StyleAll Cap BlendLarge Cap Value
InceptionDec 31, 2020Nov 10, 2006

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 712 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. MRAD has data through Nov 1, 2024 and VYM through Oct 14, 2026.

Volatility and max drawdown, and the $10,000 over 3.8 years row, are measured over the window both funds cover: Dec 31, 2020 to Nov 1, 2024 (3.8 years).

Risk: Volatility and Drawdowns

MRAD has been the more volatile fund, with annualized monthly volatility of 24.7% compared with 14.4% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -64.3% for MRAD and -15.8% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.46. They move together some of the time, and apart the rest.

Fees and Cost Over Time

MRAD charges 0.68% per year while VYM charges 0.04%. On a $10,000 position that is $68 vs $4 annually, a gap of $64 per year that compounds over a long holding period. On income, MRAD currently yields 0.00% against 2.37% for VYM.

You are not choosing between two funds in isolation.

Whichever of MRAD and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

MRADVYM

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, MRAD or VYM?

MRAD has an expense ratio of 0.68% while VYM charges 0.04%. VYM is the cheaper option, by $64 a year on a $10,000 investment.

Which is riskier, MRAD or VYM?

MRAD has been the more volatile fund at 24.7% annualized versus 14.4% for VYM. Worst drawdown: MRAD -64.3% vs VYM -15.8%.

Should I hold both MRAD and VYM?

MRAD and VYM have a monthly-return correlation of 0.46, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, MRAD or VYM?

MRAD yields 0.00% while VYM yields 2.37%, so VYM currently pays the higher dividend yield.

Is VYM better than MRAD?

VYM has a lower expense ratio. VYM led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.