IVV vs RCOIN
iShares Core S&P 500 ETF vs Arca US Treasury Fund
Which is better, IVV or RCOIN?
IVV has been ahead.
IVV has a lower expense ratio. IVV led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | RCOIN |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.77% |
| AUM | $896.5B | $455,038.47 |
| Dividend Yield | 1.10% | 0.00% |
| Holdings | 508 | 4 |
| Volatility (annualized) | 11.8% | - |
| Max Drawdown | -18.8% | -2.0%Best |
| $10,000 over 2.7 years | $16,515Best | $9,807 |
| Fund Family | iShares by BlackRock (US) | Arca Capital Management |
| Category | Equity | Fixed Income |
| Style | Large Cap Blend | - |
| Inception | May 15, 2000 | Jul 6, 2020 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.
The two price series end 26 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. IVV has data through Oct 14, 2026 and RCOIN through Sep 18, 2026.
Volatility and max drawdown, and the $10,000 over 2.7 years row, are measured over the window both funds cover: Dec 22, 2023 to Sep 18, 2026 (2.7 years).
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -18.8% for IVV and -2.0% for RCOIN. Drawdown depth is what each fund did in the worst stretch of the window measured above.
Fees and Cost Over Time
IVV charges 0.03% per year while RCOIN charges 0.77%. On a $10,000 position that is $3 vs $77 annually, a gap of $74 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 0.00% for RCOIN.
Holdings Overlap
We hold position weights for 506 holdings in IVV and 1 in RCOIN, totalling 99.9% and 13.3% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 93 days apart, IVV as of Oct 1, 2026 and RCOIN as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 506 positions we hold weights for in IVV and 1 in RCOIN, against full books of 508 and 4.
You are not choosing between two funds in isolation.
Whichever of IVV and RCOIN you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or RCOIN?
IVV has an expense ratio of 0.03% while RCOIN charges 0.77%. IVV is the cheaper option, by $74 a year on a $10,000 investment.
Which pays a higher dividend, IVV or RCOIN?
IVV yields 1.10% while RCOIN yields 0.00%, so IVV currently pays the higher dividend yield.
Is RCOIN better than IVV?
IVV has a lower expense ratio. IVV led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.