RCOIN vs VYM
Arca US Treasury Fund vs Vanguard High Dividend Yield ETF
Which is better, RCOIN or VYM?
VYM has been ahead.
VYM has a lower expense ratio. VYM led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | RCOIN | VYM |
|---|---|---|
| Expense Ratio | 0.77% | 0.04%Best |
| AUM | $455,038.47 | $78.9B |
| Dividend Yield | 0.00% | 2.37% |
| Holdings | 4 | 608 |
| Volatility (annualized) | - | 10.2% |
| Max Drawdown | -2.0%Best | -14.5% |
| $10,000 over 2.7 years | $9,807 | $15,325Best |
| Fund Family | Arca Capital Management | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Value |
| Inception | Jul 6, 2020 | Nov 10, 2006 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.
The two price series end 26 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. RCOIN has data through Sep 18, 2026 and VYM through Oct 14, 2026.
Volatility and max drawdown, and the $10,000 over 2.7 years row, are measured over the window both funds cover: Dec 22, 2023 to Sep 18, 2026 (2.7 years).
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -2.0% for RCOIN and -14.5% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
Fees and Cost Over Time
RCOIN charges 0.77% per year while VYM charges 0.04%. On a $10,000 position that is $77 vs $4 annually, a gap of $73 per year that compounds over a long holding period. On income, RCOIN currently yields 0.00% against 2.37% for VYM.
Holdings Overlap
We hold position weights for 1 holding in RCOIN and 602 in VYM, totalling 13.3% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 62 days apart, RCOIN as of Jun 30, 2026 and VYM as of Aug 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 1 positions we hold weights for in RCOIN and 602 in VYM, against full books of 4 and 608.
You are not choosing between two funds in isolation.
Whichever of RCOIN and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, RCOIN or VYM?
RCOIN has an expense ratio of 0.77% while VYM charges 0.04%. VYM is the cheaper option, by $73 a year on a $10,000 investment.
Which pays a higher dividend, RCOIN or VYM?
RCOIN yields 0.00% while VYM yields 2.37%, so VYM currently pays the higher dividend yield.
Is VYM better than RCOIN?
VYM has a lower expense ratio. VYM led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.