IVV vs SPCT
iShares Core S&P 500 ETF vs Liberty One Spectrum ETF
Which is better, IVV or SPCT?
Large Cap Blend against Large Cap Value.
IVV has a lower expense ratio. IVV led over 1Y and the full window. SPCT is less concentrated, with 26.2% of the fund in its ten largest positions against 38.9%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | SPCT |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.85% |
| AUM | $896.5B | $69M |
| Dividend Yield | 1.10% | 1.07% |
| Holdings | 508 | 102 |
| YTD Return | +13.59%Best | +8.04% |
| 1Y Return | +17.54%Best | +9.42% |
| 3Y Return (annualized) | +22.46% | - |
| 5Y Return (annualized) | +13.28% | - |
| Volatility (annualized) | 12.7% | 11.9%Best |
| Max Drawdown | -8.9% | -7.2%Best |
| $10,000 over 1 years | $11,621Best | $10,951 |
| Top 10 Weight | 38.9% | 26.2%Best |
| Fund Family | iShares by BlackRock (US) | Liberty One Investment Management, LLC |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | May 15, 2000 | Sep 30, 2025 |
Volatility and max drawdown, and the $10,000 over 1 years row, are measured over the window both funds cover: Sep 30, 2025 to Oct 14, 2026 (1 years).
IVV vs SPCT growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1 years both funds cover.
IVV vs SPCT Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and Liberty One Spectrum ETF (SPCT) is an ETF from Liberty One Investment Management, LLC. Over the past year IVV returned +17.54% while SPCT returned +9.42%. Year to date, IVV is up 13.59% versus a gain of 8.04% for SPCT.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 12.7% compared with 11.9% for SPCT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -8.9% for IVV and -7.2% for SPCT. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.51. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IVV charges 0.03% per year while SPCT charges 0.85%. On a $10,000 position that is $3 vs $85 annually, a gap of $82 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 1.07% for SPCT.
Holdings Overlap
35.7% of IVV's money is in holdings SPCT also owns. 88.6% of SPCT's money is in holdings IVV also owns.
Most of SPCT is already inside IVV. Owning both mostly buys the same companies twice.
43 positions in common, counted across the 506 positions we hold weights for in IVV and 49 in SPCT, against full books of 508 and 102.
What only one of them owns
Our book lists 3 positions for SPCT that do not appear in our book for IVV (4.5% of the fund), and 457 for IVV that do not appear in SPCT (63.7%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in IVV | Weight in SPCT | Difference |
|---|---|---|---|
| AAPLApple, Inc | 7.29% | 2.93% | 4.36% |
| MSFTMicrosoft Corp | 5.76% | 2.90% | 2.86% |
| AMZNAmazon.Com Inc | 3.68% | 2.43% | 1.25% |
| AVGOBroadcom Inc | 2.47% | 2.95% | 0.48% |
| GOOGAlphabet Inc. C | 2.41% | 2.42% | 0.01% |
| METAMeta Platforms Inc | 2.42% | 2.39% | 0.03% |
| LLYEli Lilly & Co. | 1.39% | 1.89% | 0.50% |
| JPMJpmorgan Chase | 1.34% | 1.90% | 0.56% |
| HDHome Depot Inc/The | 0.43% | 2.40% | 1.97% |
| JNJJohnson & Johnson - Common | 0.94% | 1.86% | 0.92% |
88.6% of SPCT is already inside IVV.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or SPCT?
IVV has an expense ratio of 0.03% while SPCT charges 0.85%. IVV is the cheaper option, by $82 a year on a $10,000 investment.
Which performed better, IVV or SPCT?
Over the past year IVV returned +17.54% vs +9.42% for SPCT, so IVV leads on 1-year performance. Over the longest common window we track (1 years), IVV annualized +16.21% vs +9.51% for SPCT. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or SPCT?
IVV has been the more volatile fund at 12.7% annualized versus 11.9% for SPCT. Worst drawdown: IVV -8.9% vs SPCT -7.2%.
Should I hold both IVV and SPCT?
IVV and SPCT have a monthly-return correlation of 0.51, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between IVV and SPCT?
88.6% of SPCT's money is in holdings IVV also owns. 88.6% of SPCT's is in holdings IVV also owns. They hold 43 positions in common, counted across the 506 positions we hold weights for in IVV and 49 in SPCT.
Which pays a higher dividend, IVV or SPCT?
IVV yields 1.10% while SPCT yields 1.07%, so IVV currently pays the higher dividend yield.
Is SPCT better than IVV?
IVV has a lower expense ratio. IVV led over 1Y and the full window. SPCT is less concentrated, with 26.2% of the fund in its ten largest positions against 38.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.