SPCT vs VYM
Liberty One Spectrum ETF vs Vanguard High Dividend Yield ETF
Which is better, SPCT or VYM?
VYM has been ahead.
VYM has a lower expense ratio. VYM led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.94. VYM is less concentrated, with 25.8% of the fund in its ten largest positions against 26.2%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SPCT | VYM |
|---|---|---|
| Expense Ratio | 0.85% | 0.04%Best |
| AUM | $69M | $78.9B |
| Dividend Yield | 1.07% | 2.37% |
| Holdings | 102 | 608 |
| YTD Return | +8.04% | +11.83%Best |
| 1Y Return | +9.42% | +15.96%Best |
| 3Y Return (annualized) | - | +18.60% |
| 5Y Return (annualized) | - | +11.51% |
| Volatility (annualized) | 11.9% | 10.8%Best |
| Max Drawdown | -7.2% | -6.7%Best |
| $10,000 over 1 years | $10,951 | $11,500Best |
| Top 10 Weight | 26.2% | 25.8%Best |
| Fund Family | Liberty One Investment Management, LLC | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Value |
| Inception | Sep 30, 2025 | Nov 10, 2006 |
Volatility and max drawdown, and the $10,000 over 1 years row, are measured over the window both funds cover: Sep 30, 2025 to Oct 14, 2026 (1 years).
SPCT vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1 years both funds cover.
SPCT vs VYM Performance
Liberty One Spectrum ETF (SPCT) is an ETF from Liberty One Investment Management, LLC and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year SPCT returned +9.42% while VYM returned +15.96%. Year to date, SPCT is up 8.04% versus a gain of 11.83% for VYM.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SPCT has been the more volatile fund, with annualized monthly volatility of 11.9% compared with 10.8% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -7.2% for SPCT and -6.7% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.94. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
SPCT charges 0.85% per year while VYM charges 0.04%. On a $10,000 position that is $85 vs $4 annually, a gap of $81 per year that compounds over a long holding period. On income, SPCT currently yields 1.07% against 2.37% for VYM.
Holdings Overlap
51.4% of SPCT's money is in holdings VYM also owns. 29.0% of VYM's money is in holdings SPCT also owns.
The two portfolios partly overlap.
26 positions in common, counted across the 49 positions we hold weights for in SPCT and 602 in VYM, against full books of 102 and 608.
What only one of them owns
Our book lists 547 positions for VYM that do not appear in our book for SPCT (68.9% of the fund), and 20 for SPCT that do not appear in VYM (41.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in SPCT | Weight in VYM | Difference |
|---|---|---|---|
| AVGOBroadcom Inc | 2.95% | 6.94% | 3.99% |
| JPMJpmorgan Chase | 1.90% | 3.83% | 1.93% |
| JNJJohnson & Johnson - Common | 1.86% | 2.58% | 0.72% |
| HDHome Depot Inc/The | 2.40% | 1.32% | 1.08% |
| CVXChevron Corp | 1.89% | 1.54% | 0.35% |
| CATCaterpillar, Inc. | 1.93% | 1.46% | 0.47% |
| UNHUnitedhealth Group Incorporated | 1.93% | 1.42% | 0.51% |
| PGProcter & Gamble Company | 1.91% | 1.36% | 0.55% |
| KOCoca Cola Co. | 1.88% | 1.39% | 0.49% |
| GSGoldman Sachs Group Inc/The | 1.91% | 1.12% | 0.79% |
51.4% of SPCT is already inside VYM.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SPCT or VYM?
SPCT has an expense ratio of 0.85% while VYM charges 0.04%. VYM is the cheaper option, by $81 a year on a $10,000 investment.
Which performed better, SPCT or VYM?
Over the past year SPCT returned +9.42% vs +15.96% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (1 years), SPCT annualized +9.51% vs +15.00% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SPCT or VYM?
SPCT has been the more volatile fund at 11.9% annualized versus 10.8% for VYM. Worst drawdown: SPCT -7.2% vs VYM -6.7%.
Should I hold both SPCT and VYM?
SPCT and VYM have a monthly-return correlation of 0.94, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between SPCT and VYM?
51.4% of SPCT's money is in holdings VYM also owns. 29.0% of VYM's is in holdings SPCT also owns. They hold 26 positions in common, counted across the 49 positions we hold weights for in SPCT and 602 in VYM.
Which pays a higher dividend, SPCT or VYM?
SPCT yields 1.07% while VYM yields 2.37%, so VYM currently pays the higher dividend yield.
Is VYM better than SPCT?
VYM has a lower expense ratio. VYM led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.94. VYM is less concentrated, with 25.8% of the fund in its ten largest positions against 26.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.