JSI vs SCHZ
Janus Henderson Securitized Income ETF vs Schwab US Aggregate Bond ETF
Which is better, JSI or SCHZ?
JSI has been ahead.
SCHZ has a lower expense ratio. JSI led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | JSI | SCHZ |
|---|---|---|
| Expense Ratio | 0.50% | 0.03%Best |
| AUM | $1.5B | $10.6B |
| Dividend Yield | 6.59% | 4.33% |
| Holdings | 588 | 24,843 |
| YTD Return | +0.23%Best | -2.13% |
| 1Y Return | +1.50%Best | -1.99% |
| 3Y Return (annualized) | +6.02%Best | +4.41% |
| 5Y Return (annualized) | - | -0.63% |
| Volatility (annualized) | 2.7%Best | 5.0% |
| Max Drawdown | -2.3%Best | -4.9% |
| $10,000 over 2.9 years | $11,847Best | $11,252 |
| Fund Family | Janus Henderson Investors | Charles Schwab Asset Management |
| Category | Fixed Income | Fixed Income |
| Inception | Nov 8, 2023 | Jul 14, 2011 |
Not shown on this pair: Top 10 Weight, Style.
Volatility and max drawdown, and the $10,000 over 2.9 years row, are measured over the window both funds cover: Nov 9, 2023 to Oct 14, 2026 (2.9 years).
JSI vs SCHZ growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.9 years both funds cover.
JSI vs SCHZ Performance
Janus Henderson Securitized Income ETF (JSI) is an ETF from Janus Henderson Investors and Schwab US Aggregate Bond ETF (SCHZ) is an ETF from Charles Schwab Asset Management. Over the past year JSI returned +1.50% while SCHZ returned -1.99%. Year to date, JSI is up 0.23% versus a loss of 2.13% for SCHZ.
Over three years, JSI compounded at +6.02% per year against +4.41% for SCHZ.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHZ has been the more volatile fund, with annualized monthly volatility of 5.0% compared with 2.7% for JSI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -2.3% for JSI and -4.9% for SCHZ. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
JSI charges 0.50% per year while SCHZ charges 0.03%. On a $10,000 position that is $50 vs $3 annually, a gap of $47 per year that compounds over a long holding period. On income, JSI currently yields 6.59% against 4.33% for SCHZ.
Holdings Overlap
We hold position weights for 50 holdings in JSI and 10,307 in SCHZ, totalling 100.0% and 61.5% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 50 positions we hold weights for in JSI and 10,307 in SCHZ, against full books of 588 and 24,843.
You are not choosing between two funds in isolation.
Whichever of JSI and SCHZ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, JSI or SCHZ?
JSI has an expense ratio of 0.50% while SCHZ charges 0.03%. SCHZ is the cheaper option, by $47 a year on a $10,000 investment.
Which performed better, JSI or SCHZ?
Over the past year JSI returned +1.50% vs -1.99% for SCHZ, so JSI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, JSI or SCHZ?
SCHZ has been the more volatile fund at 5.0% annualized versus 2.7% for JSI. Worst drawdown: JSI -2.3% vs SCHZ -4.9%.
Should I hold both JSI and SCHZ?
JSI and SCHZ have a monthly-return correlation of 0.86, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, JSI or SCHZ?
JSI yields 6.59% while SCHZ yields 4.33%, so JSI currently pays the higher dividend yield.
Is SCHZ better than JSI?
SCHZ has a lower expense ratio. JSI led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.