LSVD vs XLF
LSV Disciplined Value ETF vs State Street Financial Select Sector SPDR ETF
Which is better, LSVD or XLF?
LSVD has been ahead.
XLF has a lower expense ratio. LSVD led over 1Y and the full window. LSVD is less concentrated, with 35.0% of the fund in its ten largest positions against 57.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | LSVD | XLF |
|---|---|---|
| Expense Ratio | 0.40% | 0.08%Best |
| AUM | $678M | $51.9B |
| Dividend Yield | 0.27% | 1.40% |
| Holdings | 136 | 160 |
| YTD Return | +20.92%Best | +0.47% |
| 1Y Return | +30.07%Best | +4.02% |
| 3Y Return (annualized) | - | +19.43% |
| 5Y Return (annualized) | - | +8.82% |
| Volatility (annualized) | 13.3% | 12.9%Best |
| Max Drawdown | -19.3% | -15.5%Best |
| $10,000 over 1.8 years | $14,810Best | $11,777 |
| Top 10 Weight | 35.0%Best | 57.3% |
| Fund Family | LSV Asset Management | SPDR State Street Global Advisors |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Value |
| Inception | Dec 17, 2024 | Dec 16, 1998 |
Volatility and max drawdown, and the $10,000 over 1.8 years row, are measured over the window both funds cover: Dec 18, 2024 to Oct 14, 2026 (1.8 years).
LSVD vs XLF growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.8 years both funds cover.
LSVD vs XLF Performance
LSV Disciplined Value ETF (LSVD) is an ETF from LSV Asset Management and State Street Financial Select Sector SPDR ETF (XLF) is an ETF from SPDR State Street Global Advisors. Over the past year LSVD returned +30.07% while XLF returned +4.02%. Year to date, LSVD is up 20.92% versus a gain of 0.47% for XLF.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
LSVD has been the more volatile fund, with annualized monthly volatility of 13.3% compared with 12.9% for XLF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.3% for LSVD and -15.5% for XLF. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.51. They move together some of the time, and apart the rest.
Fees and Cost Over Time
LSVD charges 0.40% per year while XLF charges 0.08%. On a $10,000 position that is $40 vs $8 annually, a gap of $32 per year that compounds over a long holding period. On income, LSVD currently yields 0.27% against 1.40% for XLF.
Holdings Overlap
9.3% of LSVD's money is in holdings XLF also owns. 54.6% of XLF's money is in holdings LSVD also owns.
The two portfolios partly overlap.
17 positions in common, counted across the 135 positions we hold weights for in LSVD and 77 in XLF, against full books of 136 and 160.
What only one of them owns
Our book lists 59 positions for XLF that do not appear in our book for LSVD (44.8% of the fund), and 116 for LSVD that do not appear in XLF (90.4%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in LSVD | Weight in XLF | Difference |
|---|---|---|---|
| JPMJpmorgan Chase | 1.57% | 11.82% | 10.25% |
| BRK.BBerkshire Hathaway Inc Brk/B Us Equity | 0.56% | 11.59% | 11.03% |
| VVisa Inc Class A | 0.40% | 7.62% | 7.22% |
| BACBank Of America Corp | 0.45% | 5.07% | 4.62% |
| GSGoldman Sachs Group Inc/The | 0.87% | 3.76% | 2.89% |
| WFCWells Fargo & Co. | 0.34% | 3.42% | 3.08% |
| CCitigroup Inc. | 0.74% | 2.93% | 2.19% |
| MSMorgan Stanley | 0.39% | 3.18% | 2.79% |
| CBChubb Ltd Common Stock Usd 24.15 | 0.54% | 1.51% | 0.97% |
| STTState Street Corp. | 0.90% | 0.66% | 0.24% |
54.6% of XLF is already inside LSVD.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
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Frequently Asked Questions
Which is cheaper, LSVD or XLF?
LSVD has an expense ratio of 0.40% while XLF charges 0.08%. XLF is the cheaper option, by $32 a year on a $10,000 investment.
Which performed better, LSVD or XLF?
Over the past year LSVD returned +30.07% vs +4.02% for XLF, so LSVD leads on 1-year performance. Over the longest common window we track (2 years), LSVD annualized +24.38% vs +9.51% for XLF. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, LSVD or XLF?
LSVD has been the more volatile fund at 13.3% annualized versus 12.9% for XLF. Worst drawdown: LSVD -19.3% vs XLF -15.5%.
Should I hold both LSVD and XLF?
LSVD and XLF have a monthly-return correlation of 0.51, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between LSVD and XLF?
54.6% of XLF's money is in holdings LSVD also owns. 54.6% of XLF's is in holdings LSVD also owns. They hold 17 positions in common, counted across the 135 positions we hold weights for in LSVD and 77 in XLF.
Which pays a higher dividend, LSVD or XLF?
LSVD yields 0.27% while XLF yields 1.40%, so XLF currently pays the higher dividend yield.
Is XLF better than LSVD?
XLF has a lower expense ratio. LSVD led over 1Y and the full window. LSVD is less concentrated, with 35.0% of the fund in its ten largest positions against 57.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.