MDAA vs SCHD
Myriad Dynamic Asset Allocation ETF vs Schwab US Dividend Equity ETF
Which is better, MDAA or SCHD?
Allocation/Balanced against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. SCHD is less concentrated, with 41.6% of the fund in its ten largest positions against 48.2%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | MDAA | SCHD |
|---|---|---|
| Expense Ratio | 0.97% | 0.06%Best |
| AUM | $454M | $111.6B |
| Dividend Yield | 0.39% | 3.24% |
| Holdings | 82 | 206 |
| YTD Return | +13.56% | +24.55%Best |
| 1Y Return | +17.15% | +29.85%Best |
| 3Y Return (annualized) | - | +16.64% |
| 5Y Return (annualized) | - | +9.54% |
| Volatility (annualized) | 20.3% | 14.6%Best |
| Max Drawdown | -14.6% | -6.9%Best |
| $10,000 over 1 years | $11,499 | $12,642Best |
| Top 10 Weight | 48.2% | 41.6%Best |
| Fund Family | Myriad Asset Management LP | Charles Schwab Asset Management |
| Category | Allocation/Balanced | Equity |
| Style | Allocation/Balanced | Large Cap Value |
| Inception | Oct 3, 2025 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 1 years row, are measured over the window both funds cover: Oct 3, 2025 to Oct 14, 2026 (1 years).
MDAA vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1 years both funds cover.
MDAA vs SCHD Performance
Myriad Dynamic Asset Allocation ETF (MDAA) is an ETF from Myriad Asset Management LP and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year MDAA returned +17.15% while SCHD returned +29.85%. Year to date, MDAA is up 13.56% versus a gain of 24.55% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
MDAA has been the more volatile fund, with annualized monthly volatility of 20.3% compared with 14.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.6% for MDAA and -6.9% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.52. They move together some of the time, and apart the rest.
Fees and Cost Over Time
MDAA charges 0.97% per year while SCHD charges 0.06%. On a $10,000 position that is $97 vs $6 annually, a gap of $91 per year that compounds over a long holding period. On income, MDAA currently yields 0.39% against 3.24% for SCHD.
Holdings Overlap
3.5% of MDAA's money is in holdings SCHD also owns. 15.3% of SCHD's money is in holdings MDAA also owns.
SCHD and MDAA share little of their money.
5 positions in common, counted across the 68 positions we hold weights for in MDAA and 98 in SCHD, against full books of 82 and 206.
What only one of them owns
Our book lists 92 positions for SCHD that do not appear in our book for MDAA (84.4% of the fund), and 54 for MDAA that do not appear in SCHD (86.7%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of MDAA and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, MDAA or SCHD?
MDAA has an expense ratio of 0.97% while SCHD charges 0.06%. SCHD is the cheaper option, by $91 a year on a $10,000 investment.
Which performed better, MDAA or SCHD?
Over the past year MDAA returned +17.15% vs +29.85% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), MDAA annualized +14.99% vs +26.42% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, MDAA or SCHD?
MDAA has been the more volatile fund at 20.3% annualized versus 14.6% for SCHD. Worst drawdown: MDAA -14.6% vs SCHD -6.9%.
Should I hold both MDAA and SCHD?
MDAA and SCHD have a monthly-return correlation of 0.52, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between MDAA and SCHD?
15.3% of SCHD's money is in holdings MDAA also owns. 15.3% of SCHD's is in holdings MDAA also owns. They hold 5 positions in common, counted across the 68 positions we hold weights for in MDAA and 98 in SCHD.
Which pays a higher dividend, MDAA or SCHD?
MDAA yields 0.39% while SCHD yields 3.24%, so SCHD currently pays the higher dividend yield.
Is SCHD better than MDAA?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. SCHD is less concentrated, with 41.6% of the fund in its ten largest positions against 48.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.