MDST vs TPLC
Westwood Salient Enhanced Midstream Income ETF vs Timothy Plan US Large/Mid Cap Core ETF
Which is better, MDST or TPLC?
MDST has been ahead.
TPLC has a lower expense ratio. MDST led over 1Y and the full window. TPLC is less concentrated, with 7.0% of the fund in its ten largest positions against 63.7%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | MDST | TPLC |
|---|---|---|
| Expense Ratio | 0.80% | 0.52%Best |
| AUM | $305M | $311M |
| Dividend Yield | 10.69% | 0.86% |
| Holdings | 110 | 542 |
| YTD Return | +15.57%Best | +8.72% |
| 1Y Return | +21.87%Best | +9.22% |
| 3Y Return (annualized) | - | +13.58% |
| 5Y Return (annualized) | - | +7.65% |
| Volatility (annualized) | 11.9% | 11.7%Best |
| Max Drawdown | -14.2%Best | -18.2% |
| $10,000 over 2.5 years | $14,630Best | $12,169 |
| Top 10 Weight | 63.7% | 7.0%Best |
| Fund Family | Westwood Funds | Timothy Plan |
| Category | Equity | Equity |
| Style | Mid Cap Blend | Mid Cap Blend |
| Inception | Apr 8, 2024 | May 5, 2019 |
Volatility and max drawdown, and the $10,000 over 2.5 years row, are measured over the window both funds cover: Apr 9, 2024 to Oct 14, 2026 (2.5 years).
MDST vs TPLC growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.5 years both funds cover.
MDST vs TPLC Performance
Westwood Salient Enhanced Midstream Income ETF (MDST) is an ETF from Westwood Funds and Timothy Plan US Large/Mid Cap Core ETF (TPLC) is an ETF from Timothy Plan. Over the past year MDST returned +21.87% while TPLC returned +9.22%. Year to date, MDST is up 15.57% versus a gain of 8.72% for TPLC.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
MDST has been the more volatile fund, with annualized monthly volatility of 11.9% compared with 11.7% for TPLC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.2% for MDST and -18.2% for TPLC. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.67. They move together some of the time, and apart the rest.
Fees and Cost Over Time
MDST charges 0.80% per year while TPLC charges 0.52%. On a $10,000 position that is $80 vs $52 annually, a gap of $28 per year that compounds over a long holding period. On income, MDST currently yields 10.69% against 0.86% for TPLC.
Holdings Overlap
32.3% of MDST's money is in holdings TPLC also owns. 2.5% of TPLC's money is in holdings MDST also owns.
The two portfolios partly overlap.
6 positions in common, counted across the 25 positions we hold weights for in MDST and 268 in TPLC, against full books of 110 and 542.
What only one of them owns
Our book lists 255 positions for TPLC that do not appear in our book for MDST (94.7% of the fund), and 15 for MDST that do not appear in TPLC (45.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
32.3% of MDST is already inside TPLC.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, MDST or TPLC?
MDST has an expense ratio of 0.80% while TPLC charges 0.52%. TPLC is the cheaper option, by $28 a year on a $10,000 investment.
Which performed better, MDST or TPLC?
Over the past year MDST returned +21.87% vs +9.22% for TPLC, so MDST leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, MDST or TPLC?
MDST has been the more volatile fund at 11.9% annualized versus 11.7% for TPLC. Worst drawdown: MDST -14.2% vs TPLC -18.2%.
Should I hold both MDST and TPLC?
MDST and TPLC have a monthly-return correlation of 0.67, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between MDST and TPLC?
32.3% of MDST's money is in holdings TPLC also owns. 2.5% of TPLC's is in holdings MDST also owns. They hold 6 positions in common, counted across the 25 positions we hold weights for in MDST and 268 in TPLC.
Which pays a higher dividend, MDST or TPLC?
MDST yields 10.69% while TPLC yields 0.86%, so MDST currently pays the higher dividend yield.
Is TPLC better than MDST?
TPLC has a lower expense ratio. MDST led over 1Y and the full window. TPLC is less concentrated, with 7.0% of the fund in its ten largest positions against 63.7%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.