MOTO vs RAYD
Guinness Atkinson Smart Transportation & Technology ETF vs Rayliant Quantitative Developed Market Equity ETF
Which is better, MOTO or RAYD?
RAYD has been ahead.
MOTO has a lower expense ratio. RAYD led over 1Y and the full window. RAYD is less concentrated, with 33.7% of the fund in its ten largest positions against 45.1%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | MOTO | RAYD |
|---|---|---|
| Expense Ratio | 0.68%Best | 0.80% |
| AUM | $9M | $57M |
| Dividend Yield | 0.92% | 0.82% |
| Holdings | 76 | 117 |
| Volatility (annualized) | 23.4% | 14.5%Best |
| Max Drawdown | -36.4% | -21.0%Best |
| $10,000 over 4 years | $12,290 | $15,814Best |
| Top 10 Weight | 45.1% | 33.7%Best |
| Fund Family | SmartETFs | The Advisors Inner Circle Fund |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Nov 15, 2019 | Dec 15, 2021 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).
The two price series end 299 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. MOTO has data through Oct 14, 2026 and RAYD through Dec 19, 2025.
Volatility and max drawdown, and the $10,000 over 4 years row, are measured over the window both funds cover: Dec 16, 2021 to Dec 19, 2025 (4 years).
Risk: Volatility and Drawdowns
MOTO has been the more volatile fund, with annualized monthly volatility of 23.4% compared with 14.5% for RAYD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -36.4% for MOTO and -21.0% for RAYD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
MOTO charges 0.68% per year while RAYD charges 0.80%. On a $10,000 position that is $68 vs $80 annually, a gap of $12 per year that compounds over a long holding period. On income, MOTO currently yields 0.92% against 0.82% for RAYD.
Holdings Overlap
9.6% of MOTO's money is in holdings RAYD also owns. 9.3% of RAYD's money is in holdings MOTO also owns.
MOTO and RAYD share little of their money.
The two holdings books were reported 367 days apart, MOTO as of Oct 2, 2026 and RAYD as of Sep 30, 2025, so some of the difference between them is the time between the two reports rather than the funds.
2 positions in common, counted across the 38 positions we hold weights for in MOTO and 104 in RAYD, against full books of 76 and 117.
What only one of them owns
Our book lists 57 positions for RAYD that do not appear in our book for MOTO (66.3% of the fund), and 17 for MOTO that do not appear in RAYD (45.4%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of MOTO and RAYD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, MOTO or RAYD?
MOTO has an expense ratio of 0.68% while RAYD charges 0.80%. MOTO is the cheaper option, by $12 a year on a $10,000 investment.
Which is riskier, MOTO or RAYD?
MOTO has been the more volatile fund at 23.4% annualized versus 14.5% for RAYD. Worst drawdown: MOTO -36.4% vs RAYD -21.0%.
Should I hold both MOTO and RAYD?
MOTO and RAYD have a monthly-return correlation of 0.82, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between MOTO and RAYD?
9.6% of MOTO's money is in holdings RAYD also owns. 9.3% of RAYD's is in holdings MOTO also owns. They hold 2 positions in common, counted across the 38 positions we hold weights for in MOTO and 104 in RAYD.
Which pays a higher dividend, MOTO or RAYD?
MOTO yields 0.92% while RAYD yields 0.82%, so MOTO currently pays the higher dividend yield.
Is RAYD better than MOTO?
MOTO has a lower expense ratio. RAYD led over 1Y and the full window. RAYD is less concentrated, with 33.7% of the fund in its ten largest positions against 45.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.