MVFG vs VTI
Monarch Volume Factor Global Unconstrained Index ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, MVFG or VTI?
Large Cap Value against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y and the full window. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 44.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | MVFG | VTI |
|---|---|---|
| Expense Ratio | 1.41% | 0.03%Best |
| AUM | $184M | $689.2B |
| Dividend Yield | 1.75% | 1.06% |
| Holdings | 24 | 3,524 |
| YTD Return | +5.82% | +13.02%Best |
| 1Y Return | +5.17% | +16.63%Best |
| 3Y Return (annualized) | - | +21.97% |
| 5Y Return (annualized) | - | +11.99% |
| Volatility (annualized) | 13.0% | 12.2%Best |
| Max Drawdown | -15.3%Best | -19.3% |
| $10,000 over 2.6 years | $13,899 | $15,226Best |
| Top 10 Weight | 44.6% | 33.5%Best |
| Fund Family | Monarch Funds | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Feb 12, 2024 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 2.6 years row, are measured over the window both funds cover: Mar 7, 2024 to Oct 14, 2026 (2.6 years).
MVFG vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.6 years both funds cover.
MVFG vs VTI Performance
Monarch Volume Factor Global Unconstrained Index ETF (MVFG) is an ETF from Monarch Funds and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year MVFG returned +5.17% while VTI returned +16.63%. Year to date, MVFG is up 5.82% versus a gain of 13.02% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
MVFG has been the more volatile fund, with annualized monthly volatility of 13.0% compared with 12.2% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -15.3% for MVFG and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
MVFG charges 1.41% per year while VTI charges 0.03%. On a $10,000 position that is $141 vs $3 annually, a gap of $138 per year that compounds over a long holding period. On income, MVFG currently yields 1.75% against 1.06% for VTI.
Holdings Overlap
We hold position weights for 24 holdings in MVFG and 3,441 in VTI, totalling 99.7% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 24 positions we hold weights for in MVFG and 3,441 in VTI, against full books of 24 and 3,524.
What only one of them owns
Measured across the 24 and 3,441 positions we hold weights for.
VTI holds 1,156 positions MVFG does not, 97.6% of the fund.
Largest: NVDA 6.88%, AAPL 6.30%, MSFT 5.11%, AMZN 3.41%, GOOGL 2.70%
You are not choosing between two funds in isolation.
Whichever of MVFG and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, MVFG or VTI?
MVFG has an expense ratio of 1.41% while VTI charges 0.03%. VTI is the cheaper option, by $138 a year on a $10,000 investment.
Which performed better, MVFG or VTI?
Over the past year MVFG returned +5.17% vs +16.63% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, MVFG or VTI?
MVFG has been the more volatile fund at 13.0% annualized versus 12.2% for VTI. Worst drawdown: MVFG -15.3% vs VTI -19.3%.
Should I hold both MVFG and VTI?
MVFG and VTI have a monthly-return correlation of 0.71, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, MVFG or VTI?
MVFG yields 1.75% while VTI yields 1.06%, so MVFG currently pays the higher dividend yield.
Is VTI better than MVFG?
VTI has a lower expense ratio. VTI led over 1Y and the full window. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 44.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.