NTKI vs SCHD
Nationwide Russell 2000 Risk-Managed Income ETF vs Schwab US Dividend Equity ETF
Which is better, NTKI or SCHD?
Small Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | NTKI | SCHD |
|---|---|---|
| Expense Ratio | 0.70% | 0.06%Best |
| AUM | $12M | $111.6B |
| Dividend Yield | 6.01% | 3.24% |
| Holdings | 13 | 206 |
| Volatility (annualized) | 11.2%Best | 15.2% |
| Max Drawdown | -19.9% | -16.9%Best |
| $10,000 over 2.9 years | $8,811 | $11,851Best |
| Fund Family | Nationwide | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Small Cap Blend | Large Cap Value |
| Inception | Dec 16, 2021 | Oct 20, 2011 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.
The two price series end 712 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. NTKI has data through Nov 1, 2024 and SCHD through Oct 14, 2026.
Volatility and max drawdown, and the $10,000 over 2.9 years row, are measured over the window both funds cover: Dec 17, 2021 to Nov 1, 2024 (2.9 years).
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 15.2% compared with 11.2% for NTKI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.9% for NTKI and -16.9% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
NTKI charges 0.70% per year while SCHD charges 0.06%. On a $10,000 position that is $70 vs $6 annually, a gap of $64 per year that compounds over a long holding period. On income, NTKI currently yields 6.01% against 3.24% for SCHD.
You are not choosing between two funds in isolation.
Whichever of NTKI and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, NTKI or SCHD?
NTKI has an expense ratio of 0.70% while SCHD charges 0.06%. SCHD is the cheaper option, by $64 a year on a $10,000 investment.
Which is riskier, NTKI or SCHD?
SCHD has been the more volatile fund at 15.2% annualized versus 11.2% for NTKI. Worst drawdown: NTKI -19.9% vs SCHD -16.9%.
Should I hold both NTKI and SCHD?
NTKI and SCHD have a monthly-return correlation of 0.75, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, NTKI or SCHD?
NTKI yields 6.01% while SCHD yields 3.24%, so NTKI currently pays the higher dividend yield.
Is SCHD better than NTKI?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.