OACP vs VTI
OneAscent Core Plus Bond ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, OACP or VTI?
Long Term High Quality against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | OACP | VTI |
|---|---|---|
| Expense Ratio | 0.67% | 0.03%Best |
| AUM | $287M | $689.2B |
| Dividend Yield | 4.87% | 1.06% |
| Holdings | 572 | 3,524 |
| YTD Return | -2.48% | +13.02%Best |
| 1Y Return | -2.00% | +16.63%Best |
| 3Y Return (annualized) | +4.85% | +21.97%Best |
| 5Y Return (annualized) | - | +11.99% |
| Volatility (annualized) | 6.5%Best | 15.9% |
| Max Drawdown | -11.8%Best | -21.6% |
| $10,000 over 4.5 years | $10,458 | $17,540Best |
| Fund Family | OneAscent Investments | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Long Term High Quality | Large Cap Blend |
| Inception | Mar 30, 2022 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 4.5 years row, are measured over the window both funds cover: Mar 31, 2022 to Oct 14, 2026 (4.5 years).
OACP vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.5 years both funds cover.
OACP vs VTI Performance
OneAscent Core Plus Bond ETF (OACP) is an ETF from OneAscent Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year OACP returned -2.00% while VTI returned +16.63%. Year to date, OACP is down 2.48% versus a gain of 13.02% for VTI.
Over three years, OACP compounded at +4.85% per year against +21.97% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.9% compared with 6.5% for OACP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -11.8% for OACP and -21.6% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.66. They move together some of the time, and apart the rest.
Fees and Cost Over Time
OACP charges 0.67% per year while VTI charges 0.03%. On a $10,000 position that is $67 vs $3 annually, a gap of $64 per year that compounds over a long holding period. On income, OACP currently yields 4.87% against 1.06% for VTI.
Holdings Overlap
At least 0.4% of VTI's money is in holdings OACP also owns.
Stated as a floor: for OACP, our book for it covers 40.6% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
We cannot see either book well enough to say how much of this pair is duplicated.
1 positions in common, counted across the 129 positions we hold weights for in OACP and 3,441 in VTI, against full books of 572 and 3,524.
Top Shared Holdings
| Stock | Weight in OACP | Weight in VTI | Difference |
|---|---|---|---|
| GSGoldman Sachs Group Inc 6.5 Perpetl 2/10/2175 | 0.30% | 0.38% | 0.08% |
You are not choosing between two funds in isolation.
Whichever of OACP and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, OACP or VTI?
OACP has an expense ratio of 0.67% while VTI charges 0.03%. VTI is the cheaper option, by $64 a year on a $10,000 investment.
Which performed better, OACP or VTI?
Over the past year OACP returned -2.00% vs +16.63% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, OACP or VTI?
VTI has been the more volatile fund at 15.9% annualized versus 6.5% for OACP. Worst drawdown: OACP -11.8% vs VTI -21.6%.
Should I hold both OACP and VTI?
OACP and VTI have a monthly-return correlation of 0.66, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, OACP or VTI?
OACP yields 4.87% while VTI yields 1.06%, so OACP currently pays the higher dividend yield.
Is VTI better than OACP?
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.