OACP vs VYM
OneAscent Core Plus Bond ETF vs Vanguard High Dividend Yield ETF
Which is better, OACP or VYM?
Long Term High Quality against Large Cap Value.
VYM has a lower expense ratio. VYM led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | OACP | VYM |
|---|---|---|
| Expense Ratio | 0.67% | 0.04%Best |
| AUM | $287M | $78.9B |
| Dividend Yield | 4.87% | 2.37% |
| Holdings | 572 | 608 |
| YTD Return | -2.48% | +11.83%Best |
| 1Y Return | -2.00% | +15.96%Best |
| 3Y Return (annualized) | +4.85% | +18.60%Best |
| 5Y Return (annualized) | - | +11.51% |
| Volatility (annualized) | 6.5%Best | 14.0% |
| Max Drawdown | -11.8%Best | -15.8% |
| $10,000 over 4.5 years | $10,458 | $16,065Best |
| Fund Family | OneAscent Investments | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Long Term High Quality | Large Cap Value |
| Inception | Mar 30, 2022 | Nov 10, 2006 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 4.5 years row, are measured over the window both funds cover: Mar 31, 2022 to Oct 14, 2026 (4.5 years).
OACP vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.5 years both funds cover.
OACP vs VYM Performance
OneAscent Core Plus Bond ETF (OACP) is an ETF from OneAscent Investments and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year OACP returned -2.00% while VYM returned +15.96%. Year to date, OACP is down 2.48% versus a gain of 11.83% for VYM.
Over three years, OACP compounded at +4.85% per year against +18.60% for VYM.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.0% compared with 6.5% for OACP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -11.8% for OACP and -15.8% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.62. They move together some of the time, and apart the rest.
Fees and Cost Over Time
OACP charges 0.67% per year while VYM charges 0.04%. On a $10,000 position that is $67 vs $4 annually, a gap of $63 per year that compounds over a long holding period. On income, OACP currently yields 4.87% against 2.37% for VYM.
Holdings Overlap
At least 1.1% of VYM's money is in holdings OACP also owns.
Stated as a floor: for OACP, our book for it covers 40.6% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
VYM and OACP share little of their money.
1 positions in common, counted across the 129 positions we hold weights for in OACP and 602 in VYM, against full books of 572 and 608.
Top Shared Holdings
| Stock | Weight in OACP | Weight in VYM | Difference |
|---|---|---|---|
| GSGoldman Sachs Group Inc 6.5 Perpetl 2/10/2175 | 0.30% | 1.12% | 0.82% |
You are not choosing between two funds in isolation.
Whichever of OACP and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, OACP or VYM?
OACP has an expense ratio of 0.67% while VYM charges 0.04%. VYM is the cheaper option, by $63 a year on a $10,000 investment.
Which performed better, OACP or VYM?
Over the past year OACP returned -2.00% vs +15.96% for VYM, so VYM leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, OACP or VYM?
VYM has been the more volatile fund at 14.0% annualized versus 6.5% for OACP. Worst drawdown: OACP -11.8% vs VYM -15.8%.
Should I hold both OACP and VYM?
OACP and VYM have a monthly-return correlation of 0.62, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between OACP and VYM?
At least 1.1% of VYM's money is in holdings OACP also owns. Our book for OACP is partial, so the real figure is this or higher. They hold 1 positions in common, counted across the 129 positions we hold weights for in OACP and 602 in VYM.
Which pays a higher dividend, OACP or VYM?
OACP yields 4.87% while VYM yields 2.37%, so OACP currently pays the higher dividend yield.
Is VYM better than OACP?
VYM has a lower expense ratio. VYM led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.