PFDE vs VTI
Pathfinder Disciplined US Equity ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, PFDE or VTI?
VTI costs less.
VTI has a lower expense ratio. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 42.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PFDE | VTI |
|---|---|---|
| Expense Ratio | 0.59% | 0.03%Best |
| AUM | $171M | $689.2B |
| Dividend Yield | 0.25% | 1.06% |
| Holdings | 90 | 3,524 |
| YTD Return | +12.46% | +13.02%Best |
| 1Y Return | - | +16.63% |
| 3Y Return (annualized) | - | +21.97% |
| 5Y Return (annualized) | - | +11.99% |
| Top 10 Weight | 42.6% | 33.5%Best |
| Fund Family | Pathfinder ETFs | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Dec 31, 2025 | May 24, 2001 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
PFDE vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
PFDE vs VTI Performance
Pathfinder Disciplined US Equity ETF (PFDE) is an ETF from Pathfinder ETFs and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, PFDE is up 12.46% versus a gain of 13.02% for VTI.
Past performance does not guarantee future results.
Fees and Cost Over Time
PFDE charges 0.59% per year while VTI charges 0.03%. On a $10,000 position that is $59 vs $3 annually, a gap of $56 per year that compounds over a long holding period. On income, PFDE currently yields 0.25% against 1.06% for VTI.
Holdings Overlap
99.2% of PFDE's money is in holdings VTI also owns. 50.3% of VTI's money is in holdings PFDE also owns.
Most of PFDE is already inside VTI. Owning both mostly buys the same companies twice.
86 positions in common, counted across the 88 positions we hold weights for in PFDE and 3,441 in VTI, against full books of 90 and 3,524.
What only one of them owns
Measured across the 88 and 3,441 positions we hold weights for.
VTI holds 1,070 positions PFDE does not, 47.3% of the fund.
Largest: BRK.B 1.23%, XOM 0.90%, V 0.85%, WMT 0.62%, COST 0.57%
Top Shared Holdings
| Stock | Weight in PFDE | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 10.34% | 6.88% | 3.46% |
| AAPLApple, Inc | 6.52% | 6.30% | 0.22% |
| MSFTMicrosoft Corp | 4.66% | 5.11% | 0.45% |
| AMZNAmazon.Com Inc | 5.08% | 3.41% | 1.67% |
| GOOGLAlphabet Inc | 2.99% | 2.70% | 0.29% |
| MUMicron Technology, Inc. | 3.59% | 1.46% | 2.13% |
| AVGOBroadcom Inc | 2.57% | 2.38% | 0.19% |
| GOOGAlphabet Inc. C | 2.25% | 2.12% | 0.13% |
| JNJJohnson & Johnson - Common | 2.30% | 0.87% | 1.43% |
| AMDAdvanced Micro Devices Inc | 2.00% | 1.04% | 0.96% |
99.2% of PFDE is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PFDE or VTI?
PFDE has an expense ratio of 0.59% while VTI charges 0.03%. VTI is the cheaper option, by $56 a year on a $10,000 investment.
What is the holdings overlap between PFDE and VTI?
99.2% of PFDE's money is in holdings VTI also owns. 50.3% of VTI's is in holdings PFDE also owns. They hold 86 positions in common, counted across the 88 positions we hold weights for in PFDE and 3,441 in VTI.
Which pays a higher dividend, PFDE or VTI?
PFDE yields 0.25% while VTI yields 1.06%, so VTI currently pays the higher dividend yield.
Is VTI better than PFDE?
VTI has a lower expense ratio. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 42.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.