PJSM vs VTI

PJSM vs VTI

Which is better, PJSM or VTI?

Small Cap Blend against Large Cap Blend.

VTI has a lower expense ratio. PJSM is less concentrated, with 18.4% of the fund in its ten largest positions against 33.5%.

Lower Fees: VTILess Concentrated: PJSM

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricPJSMVTI
Expense Ratio0.29%0.03%Best
AUM$6M$689.2B
Dividend Yield0.00%1.06%
Holdings2493,524
YTD Return-5.15%+13.02%Best
1Y Return-+16.63%
3Y Return (annualized)-+21.97%
5Y Return (annualized)-+11.99%
Top 10 Weight18.4%Best33.5%
Fund FamilyPGIM InvestmentsVanguard (US)
CategoryEquityEquity
StyleSmall Cap BlendLarge Cap Blend
InceptionSep 1, 2026May 24, 2001

Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.

PJSM vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

PJSM vs VTI Performance

PGIM Jennison Small-Mid Cap Core Equity ETF (PJSM) is an ETF from PGIM Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, PJSM is down 5.15% versus a gain of 13.02% for VTI.

Past performance does not guarantee future results.

Fees and Cost Over Time

PJSM charges 0.29% per year while VTI charges 0.03%. On a $10,000 position that is $29 vs $3 annually, a gap of $26 per year that compounds over a long holding period. On income, PJSM currently yields 0.00% against 1.06% for VTI.

Holdings Overlap

PJSM already in VTI94.3%
VTI already in PJSM2.2%

94.3% of PJSM's money is in holdings VTI also owns. 2.2% of VTI's money is in holdings PJSM also owns.

Most of PJSM is already inside VTI. Owning both mostly buys the same companies twice.

233 positions in common, counted across the 249 positions we hold weights for in PJSM and 3,441 in VTI, against full books of 249 and 3,524.

What only one of them owns

Our book lists 1,005 positions for VTI that do not appear in our book for PJSM (95.4% of the fund), and 9 for PJSM that do not appear in VTI (2.4%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in PJSMWeight in VTIDifference
EWBCEast West Bancorp, Inc.2.21%0.02%2.19%
GLPIGaming And Leisure Properties Inc2.07%0.02%2.05%
AXSAxis Capital Holdings Ltd.2.07%0.01%2.06%
MKLMarkel Group Inc1.96%0.03%1.93%
LUBGates Industrial Corp Ltd1.95%0.01%1.94%
OASChord Energy Corp1.79%0.01%1.78%
PRPermian Resource1.68%0.03%1.65%
EBCEastern Bankshares Inc1.65%0.01%1.64%
CCKCrown Holdings Inc.1.63%0.02%1.61%
ROIV:BMRoivant Sciences Ltd. Common Shares1.35%0.02%1.33%

94.3% of PJSM is already inside VTI.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

PJSMVTI

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Frequently Asked Questions

Which is cheaper, PJSM or VTI?

PJSM has an expense ratio of 0.29% while VTI charges 0.03%. VTI is the cheaper option, by $26 a year on a $10,000 investment.

What is the holdings overlap between PJSM and VTI?

94.3% of PJSM's money is in holdings VTI also owns. 2.2% of VTI's is in holdings PJSM also owns. They hold 233 positions in common, counted across the 249 positions we hold weights for in PJSM and 3,441 in VTI.

Which pays a higher dividend, PJSM or VTI?

PJSM yields 0.00% while VTI yields 1.06%, so VTI currently pays the higher dividend yield.

Is VTI better than PJSM?

VTI has a lower expense ratio. PJSM is less concentrated, with 18.4% of the fund in its ten largest positions against 33.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.