PSAI vs VTI
Pacer S&P 500 3AI Top 100 ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, PSAI or VTI?
Large Cap Growth against Large Cap Blend.
VTI has a lower expense ratio. PSAI is less concentrated, with 14.4% of the fund in its ten largest positions against 33.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PSAI | VTI |
|---|---|---|
| Expense Ratio | 0.49% | 0.03%Best |
| AUM | $2M | $689.2B |
| Dividend Yield | 0.10% | 1.06% |
| Holdings | 102 | 3,524 |
| YTD Return | +10.63% | +13.02%Best |
| 1Y Return | - | +16.63% |
| 3Y Return (annualized) | - | +21.97% |
| 5Y Return (annualized) | - | +11.99% |
| Top 10 Weight | 14.4%Best | 33.5% |
| Fund Family | Pacer ETFs | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Blend |
| Inception | May 7, 2026 | May 24, 2001 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
PSAI vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
PSAI vs VTI Performance
Pacer S&P 500 3AI Top 100 ETF (PSAI) is an ETF from Pacer ETFs and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, PSAI is up 10.63% versus a gain of 13.02% for VTI.
Past performance does not guarantee future results.
Fees and Cost Over Time
PSAI charges 0.49% per year while VTI charges 0.03%. On a $10,000 position that is $49 vs $3 annually, a gap of $46 per year that compounds over a long holding period. On income, PSAI currently yields 0.10% against 1.06% for VTI.
Holdings Overlap
97.8% of PSAI's money is in holdings VTI also owns. 10.1% of VTI's money is in holdings PSAI also owns.
Most of PSAI is already inside VTI. Owning both mostly buys the same companies twice.
98 positions in common, counted across the 100 positions we hold weights for in PSAI and 3,441 in VTI, against full books of 102 and 3,524.
What only one of them owns
Measured across the 100 and 3,441 positions we hold weights for.
VTI holds 1,058 positions PSAI does not, 87.5% of the fund.
Largest: NVDA 6.88%, AAPL 6.30%, MSFT 5.11%, AMZN 3.41%, GOOGL 2.70%
Top Shared Holdings
| Stock | Weight in PSAI | Weight in VTI | Difference |
|---|---|---|---|
| XOMExxonmobil Holdings Corp Common Stock Usd | 1.03% | 0.90% | 0.13% |
| VLOValero Energy | 1.68% | 0.14% | 1.54% |
| EGEverest Group Ltd Common Stock | 1.79% | 0.02% | 1.77% |
| MPCMarathon Petroleum Corp | 1.44% | 0.15% | 1.29% |
| CRWDCrowdstrike Holdings Inc | 1.28% | 0.30% | 0.98% |
| NEMNewmont Corp Common | 1.36% | 0.18% | 1.18% |
| PSXPhillips 66 | 1.39% | 0.13% | 1.26% |
| APAApa Corp | 1.47% | 0.02% | 1.45% |
| CVXChevron Corp | 0.93% | 0.53% | 0.40% |
| HPQHP Inc | 1.40% | 0.04% | 1.36% |
97.8% of PSAI is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PSAI or VTI?
PSAI has an expense ratio of 0.49% while VTI charges 0.03%. VTI is the cheaper option, by $46 a year on a $10,000 investment.
What is the holdings overlap between PSAI and VTI?
97.8% of PSAI's money is in holdings VTI also owns. 10.1% of VTI's is in holdings PSAI also owns. They hold 98 positions in common, counted across the 100 positions we hold weights for in PSAI and 3,441 in VTI.
Which pays a higher dividend, PSAI or VTI?
PSAI yields 0.10% while VTI yields 1.06%, so VTI currently pays the higher dividend yield.
Is VTI better than PSAI?
VTI has a lower expense ratio. PSAI is less concentrated, with 14.4% of the fund in its ten largest positions against 33.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.