QQQ vs RJDI
Invesco QQQ Trust, Series 1 vs RJ Eagle GCM Dividend Select Income ETF
Which is better, QQQ or RJDI?
Large Cap Growth against Large Cap Value.
QQQ has a lower expense ratio. QQQ led over 1Y and the full window. RJDI is less concentrated, with 43.8% of the fund in its ten largest positions against 46.7%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | QQQ | RJDI |
|---|---|---|
| Expense Ratio | 0.18%Best | 0.63% |
| AUM | $506.1B | $138M |
| Dividend Yield | 0.42% | 1.06% |
| Holdings | 321 | 74 |
| YTD Return | +19.30%Best | +15.34% |
| 1Y Return | +22.47%Best | +18.87% |
| 3Y Return (annualized) | +26.18% | - |
| 5Y Return (annualized) | +15.42% | - |
| Volatility (annualized) | 21.9% | 13.3%Best |
| Max Drawdown | -12.0% | -7.0%Best |
| $10,000 over 1 years | $12,019Best | $11,740 |
| Top 10 Weight | 46.7% | 43.8%Best |
| Fund Family | Invesco (US) | Raymond James Financial, Inc. |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Value |
| Inception | Mar 10, 1999 | Oct 2, 2025 |
Volatility and max drawdown, and the $10,000 over 1 years row, are measured over the window both funds cover: Oct 2, 2025 to Oct 14, 2026 (1 years).
QQQ vs RJDI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1 years both funds cover.
QQQ vs RJDI Performance
Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US) and RJ Eagle GCM Dividend Select Income ETF (RJDI) is an ETF from Raymond James Financial, Inc.. Over the past year QQQ returned +22.47% while RJDI returned +18.87%. Year to date, QQQ is up 19.30% versus a gain of 15.34% for RJDI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 21.9% compared with 13.3% for RJDI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -12.0% for QQQ and -7.0% for RJDI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.34. They move together some of the time, and apart the rest.
Fees and Cost Over Time
QQQ charges 0.18% per year while RJDI charges 0.63%. On a $10,000 position that is $18 vs $63 annually, a gap of $45 per year that compounds over a long holding period. On income, QQQ currently yields 0.42% against 1.06% for RJDI.
Holdings Overlap
18.9% of QQQ's money is in holdings RJDI also owns. 24.5% of RJDI's money is in holdings QQQ also owns.
RJDI and QQQ share little of their money.
6 positions in common, counted across the 101 positions we hold weights for in QQQ and 35 in RJDI, against full books of 321 and 74.
What only one of them owns
Our book lists 29 positions for RJDI that do not appear in our book for QQQ (71.9% of the fund), and 87 for QQQ that do not appear in RJDI (77.4%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
24.5% of RJDI is already inside QQQ.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, QQQ or RJDI?
QQQ has an expense ratio of 0.18% while RJDI charges 0.63%. QQQ is the cheaper option, by $45 a year on a $10,000 investment.
Which performed better, QQQ or RJDI?
Over the past year QQQ returned +22.47% vs +18.87% for RJDI, so QQQ leads on 1-year performance. Over the longest common window we track (1 years), QQQ annualized +20.19% vs +17.40% for RJDI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, QQQ or RJDI?
QQQ has been the more volatile fund at 21.9% annualized versus 13.3% for RJDI. Worst drawdown: QQQ -12.0% vs RJDI -7.0%.
Should I hold both QQQ and RJDI?
QQQ and RJDI have a monthly-return correlation of 0.34, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between QQQ and RJDI?
24.5% of RJDI's money is in holdings QQQ also owns. 24.5% of RJDI's is in holdings QQQ also owns. They hold 6 positions in common, counted across the 101 positions we hold weights for in QQQ and 35 in RJDI.
Which pays a higher dividend, QQQ or RJDI?
QQQ yields 0.42% while RJDI yields 1.06%, so RJDI currently pays the higher dividend yield.
Is RJDI better than QQQ?
QQQ has a lower expense ratio. QQQ led over 1Y and the full window. RJDI is less concentrated, with 43.8% of the fund in its ten largest positions against 46.7%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.