RJDI vs VYM
RJ Eagle GCM Dividend Select Income ETF vs Vanguard High Dividend Yield ETF
Which is better, RJDI or VYM?
RJDI has been ahead.
VYM has a lower expense ratio. RJDI led over 1Y and the full window. VYM is less concentrated, with 25.8% of the fund in its ten largest positions against 43.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | RJDI | VYM |
|---|---|---|
| Expense Ratio | 0.63% | 0.04%Best |
| AUM | $138M | $78.9B |
| Dividend Yield | 1.06% | 2.37% |
| Holdings | 74 | 608 |
| YTD Return | +15.34%Best | +11.83% |
| 1Y Return | +18.87%Best | +15.96% |
| 3Y Return (annualized) | - | +18.60% |
| 5Y Return (annualized) | - | +11.51% |
| Volatility (annualized) | 13.3% | 11.2%Best |
| Max Drawdown | -7.0% | -6.7%Best |
| $10,000 over 1 years | $11,740Best | $11,512 |
| Top 10 Weight | 43.8% | 25.8%Best |
| Fund Family | Raymond James Financial, Inc. | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Value |
| Inception | Oct 2, 2025 | Nov 10, 2006 |
Volatility and max drawdown, and the $10,000 over 1 years row, are measured over the window both funds cover: Oct 2, 2025 to Oct 14, 2026 (1 years).
RJDI vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1 years both funds cover.
RJDI vs VYM Performance
RJ Eagle GCM Dividend Select Income ETF (RJDI) is an ETF from Raymond James Financial, Inc. and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year RJDI returned +18.87% while VYM returned +15.96%. Year to date, RJDI is up 15.34% versus a gain of 11.83% for VYM.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
RJDI has been the more volatile fund, with annualized monthly volatility of 13.3% compared with 11.2% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -7.0% for RJDI and -6.7% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
RJDI charges 0.63% per year while VYM charges 0.04%. On a $10,000 position that is $63 vs $4 annually, a gap of $59 per year that compounds over a long holding period. On income, RJDI currently yields 1.06% against 2.37% for VYM.
Holdings Overlap
66.2% of RJDI's money is in holdings VYM also owns. 27.7% of VYM's money is in holdings RJDI also owns.
The two portfolios partly overlap.
25 positions in common, counted across the 35 positions we hold weights for in RJDI and 602 in VYM, against full books of 74 and 608.
What only one of them owns
Our book lists 548 positions for VYM that do not appear in our book for RJDI (70.2% of the fund), and 10 for RJDI that do not appear in VYM (30.2%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in RJDI | Weight in VYM | Difference |
|---|---|---|---|
| AVGOBroadcom Inc | 6.93% | 6.94% | 0.01% |
| JPMJpmorgan Chase | 4.20% | 3.83% | 0.37% |
| ADIAnalog Devices, Inc. | 5.16% | 0.71% | 4.45% |
| JNJJohnson & Johnson - Common | 2.90% | 2.58% | 0.32% |
| ABBVAbbvie Inc. | 3.57% | 1.83% | 1.74% |
| JCIJohnson Controls Intl Plc | 4.49% | 0.34% | 4.15% |
| MRKMerck & Company Inc | 2.99% | 1.47% | 1.52% |
| PMPhilip Morris International Inc. | 3.03% | 1.18% | 1.85% |
| ETNEaton Corp Plc | 3.49% | 0.63% | 2.86% |
| TPRTapestry Inc. | 3.38% | 0.10% | 3.28% |
66.2% of RJDI is already inside VYM.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, RJDI or VYM?
RJDI has an expense ratio of 0.63% while VYM charges 0.04%. VYM is the cheaper option, by $59 a year on a $10,000 investment.
Which performed better, RJDI or VYM?
Over the past year RJDI returned +18.87% vs +15.96% for VYM, so RJDI leads on 1-year performance. Over the longest common window we track (1 years), RJDI annualized +17.40% vs +15.12% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, RJDI or VYM?
RJDI has been the more volatile fund at 13.3% annualized versus 11.2% for VYM. Worst drawdown: RJDI -7.0% vs VYM -6.7%.
Should I hold both RJDI and VYM?
RJDI and VYM have a monthly-return correlation of 0.86, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between RJDI and VYM?
66.2% of RJDI's money is in holdings VYM also owns. 27.7% of VYM's is in holdings RJDI also owns. They hold 25 positions in common, counted across the 35 positions we hold weights for in RJDI and 602 in VYM.
Which pays a higher dividend, RJDI or VYM?
RJDI yields 1.06% while VYM yields 2.37%, so VYM currently pays the higher dividend yield.
Is VYM better than RJDI?
VYM has a lower expense ratio. RJDI led over 1Y and the full window. VYM is less concentrated, with 25.8% of the fund in its ten largest positions against 43.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.