RITA vs SPY
ETFB Green SRI REITs ETF vs State Street SPDR S&P 500 ETF Trust
Which is better, RITA or SPY?
All Cap Blend against Large Cap Blend.
SPY has a lower expense ratio. SPY led over 1Y, 3Y and the full window. SPY is less concentrated, with 38.2% of the fund in its ten largest positions against 64.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | RITA | SPY |
|---|---|---|
| Expense Ratio | 0.50% | 0.09%Best |
| AUM | $7M | $823.2B |
| Dividend Yield | 2.80% | 0.99% |
| Holdings | 70 | 1,515 |
| YTD Return | +4.84% | +13.53%Best |
| 1Y Return | +5.71% | +17.47%Best |
| 3Y Return (annualized) | +6.75% | +22.36%Best |
| 5Y Return (annualized) | - | +13.21% |
| Volatility (annualized) | 17.9% | 15.6%Best |
| Max Drawdown | -35.9% | -24.5%Best |
| $10,000 over 4.8 years | $9,014 | $17,548Best |
| Top 10 Weight | 64.3% | 38.2%Best |
| Fund Family | Rita ETF | State Street Investment Management |
| Category | Equity | Equity |
| Style | All Cap Blend | Large Cap Blend |
| Inception | Dec 8, 2021 | Jan 22, 1993 |
Volatility and max drawdown, and the $10,000 over 4.8 years row, are measured over the window both funds cover: Dec 9, 2021 to Oct 14, 2026 (4.8 years).
RITA vs SPY growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.8 years both funds cover.
RITA vs SPY Performance
ETFB Green SRI REITs ETF (RITA) is an ETF from Rita ETF and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Over the past year RITA returned +5.71% while SPY returned +17.47%. Year to date, RITA is up 4.84% versus a gain of 13.53% for SPY.
Over three years, RITA compounded at +6.75% per year against +22.36% for SPY.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
RITA has been the more volatile fund, with annualized monthly volatility of 17.9% compared with 15.6% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -35.9% for RITA and -24.5% for SPY. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
RITA charges 0.50% per year while SPY charges 0.09%. On a $10,000 position that is $50 vs $9 annually, a gap of $41 per year that compounds over a long holding period. On income, RITA currently yields 2.80% against 0.99% for SPY.
Holdings Overlap
60.7% of RITA's money is in holdings SPY also owns. 1.1% of SPY's money is in holdings RITA also owns.
The two portfolios partly overlap.
13 positions in common, counted across the 55 positions we hold weights for in RITA and 504 in SPY, against full books of 70 and 1,515.
What only one of them owns
Our book lists 483 positions for SPY that do not appear in our book for RITA (98.0% of the fund), and 18 for RITA that do not appear in SPY (13.3%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in RITA | Weight in SPY | Difference |
|---|---|---|---|
| WELLWelltower, Inc. | 11.11% | 0.25% | 10.86% |
| IRMIron Mtn Inc New Com Npv | 10.26% | 0.05% | 10.21% |
| SPGSimon Property Group Inc | 7.72% | 0.10% | 7.62% |
| EQRVivmark Residential | 6.58% | 0.07% | 6.51% |
| PLDPrologis Inc | 6.38% | 0.19% | 6.19% |
| EQIXEquinix Inc. Real Estate Investment Trust | 5.84% | 0.15% | 5.69% |
| DLRDigital Realty Trust Inc. | 4.24% | 0.09% | 4.15% |
| VTRVentas Inc . | 2.99% | 0.07% | 2.92% |
| ESSEssex Property Trust Inc. | 1.62% | 0.03% | 1.59% |
| UDRUdr Inc. | 1.62% | 0.02% | 1.60% |
60.7% of RITA is already inside SPY.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, RITA or SPY?
RITA has an expense ratio of 0.50% while SPY charges 0.09%. SPY is the cheaper option, by $41 a year on a $10,000 investment.
Which performed better, RITA or SPY?
Over the past year RITA returned +5.71% vs +17.47% for SPY, so SPY leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, RITA or SPY?
RITA has been the more volatile fund at 17.9% annualized versus 15.6% for SPY. Worst drawdown: RITA -35.9% vs SPY -24.5%.
Should I hold both RITA and SPY?
RITA and SPY have a monthly-return correlation of 0.77, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between RITA and SPY?
60.7% of RITA's money is in holdings SPY also owns. 1.1% of SPY's is in holdings RITA also owns. They hold 13 positions in common, counted across the 55 positions we hold weights for in RITA and 504 in SPY.
Which pays a higher dividend, RITA or SPY?
RITA yields 2.80% while SPY yields 0.99%, so RITA currently pays the higher dividend yield.
Is SPY better than RITA?
SPY has a lower expense ratio. SPY led over 1Y, 3Y and the full window. SPY is less concentrated, with 38.2% of the fund in its ten largest positions against 64.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.