SCHD vs SEIE
Schwab US Dividend Equity ETF vs SEI Select International Equity ETF
Which is better, SCHD or SEIE?
Large Cap Value against Large Cap Blend.
SCHD has a lower expense ratio. SCHD led over 1Y, SEIE over the full window. SEIE is less concentrated, with 12.8% of the fund in its ten largest positions against 41.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | SEIE |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.50% |
| AUM | $111.6B | $1.3B |
| Dividend Yield | 3.24% | 2.24% |
| Holdings | 206 | 698 |
| YTD Return | +24.55%Best | +9.40% |
| 1Y Return | +29.85%Best | +19.22% |
| 3Y Return (annualized) | +16.64% | - |
| 5Y Return (annualized) | +9.54% | - |
| Volatility (annualized) | 14.5% | 11.7%Best |
| Max Drawdown | -16.1% | -13.1%Best |
| $10,000 over 2 years | $12,828 | $14,889Best |
| Top 10 Weight | 41.6% | 12.8%Best |
| Fund Family | Charles Schwab Asset Management | SEI EXCHANGE TRADED FUNDS |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Oct 20, 2011 | Oct 10, 2024 |
Volatility and max drawdown, and the $10,000 over 2 years row, are measured over the window both funds cover: Oct 10, 2024 to Oct 14, 2026 (2 years).
SCHD vs SEIE growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2 years both funds cover.
SCHD vs SEIE Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and SEI Select International Equity ETF (SEIE) is an ETF from SEI EXCHANGE TRADED FUNDS. Over the past year SCHD returned +29.85% while SEIE returned +19.22%. Year to date, SCHD is up 24.55% versus a gain of 9.40% for SEIE.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 14.5% compared with 11.7% for SEIE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.1% for SCHD and -13.1% for SEIE. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.49. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SCHD charges 0.06% per year while SEIE charges 0.50%. On a $10,000 position that is $6 vs $50 annually, a gap of $44 per year that compounds over a long holding period. On income, SCHD currently yields 3.24% against 2.24% for SEIE.
Holdings Overlap
We hold position weights for 98 holdings in SCHD and 345 in SEIE, totalling 99.8% and 98.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 98 positions we hold weights for in SCHD and 345 in SEIE, against full books of 206 and 698.
What only one of them owns
Our book lists 2 positions for SEIE that do not appear in our book for SCHD (0.3% of the fund), and 97 for SCHD that do not appear in SEIE (99.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of SCHD and SEIE you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or SEIE?
SCHD has an expense ratio of 0.06% while SEIE charges 0.50%. SCHD is the cheaper option, by $44 a year on a $10,000 investment.
Which performed better, SCHD or SEIE?
Over the past year SCHD returned +29.85% vs +19.22% for SEIE, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), SCHD annualized +13.26% vs +22.02% for SEIE. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or SEIE?
SCHD has been the more volatile fund at 14.5% annualized versus 11.7% for SEIE. Worst drawdown: SCHD -16.1% vs SEIE -13.1%.
Should I hold both SCHD and SEIE?
SCHD and SEIE have a monthly-return correlation of 0.49, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or SEIE?
SCHD yields 3.24% while SEIE yields 2.24%, so SCHD currently pays the higher dividend yield.
Is SEIE better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y, SEIE over the full window. SEIE is less concentrated, with 12.8% of the fund in its ten largest positions against 41.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.