SCHD vs SGRT
Schwab US Dividend Equity ETF vs SMART Earnings Growth 30 ETF
Which is better, SCHD or SGRT?
Large Cap Value against Large Cap Growth.
SCHD has a lower expense ratio. SGRT led over 1Y and the full window. SCHD is less concentrated, with 41.6% of the fund in its ten largest positions against 60.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | SGRT |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.59% |
| AUM | $111.6B | $65M |
| Dividend Yield | 3.24% | 0.12% |
| Holdings | 206 | 51 |
| YTD Return | +24.55% | +34.08%Best |
| 1Y Return | +29.85% | +40.20%Best |
| 3Y Return (annualized) | +16.64% | - |
| 5Y Return (annualized) | +9.54% | - |
| Volatility (annualized) | 14.3%Best | 35.5% |
| Max Drawdown | -6.9%Best | -25.0% |
| $10,000 over 1.1 years | $12,669 | $16,654Best |
| Top 10 Weight | 41.6%Best | 60.8% |
| Fund Family | Charles Schwab Asset Management | SMART Wealth, LLC |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Growth |
| Inception | Oct 20, 2011 | Aug 20, 2025 |
Volatility and max drawdown, and the $10,000 over 1.1 years row, are measured over the window both funds cover: Aug 20, 2025 to Oct 14, 2026 (1.1 years).
SCHD vs SGRT growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.1 years both funds cover.
SCHD vs SGRT Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and SMART Earnings Growth 30 ETF (SGRT) is an ETF from SMART Wealth, LLC. Over the past year SCHD returned +29.85% while SGRT returned +40.20%. Year to date, SCHD is up 24.55% versus a gain of 34.08% for SGRT.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SGRT has been the more volatile fund, with annualized monthly volatility of 35.5% compared with 14.3% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -6.9% for SCHD and -25.0% for SGRT. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at -0.12. They move largely independently of each other.
Fees and Cost Over Time
SCHD charges 0.06% per year while SGRT charges 0.59%. On a $10,000 position that is $6 vs $59 annually, a gap of $53 per year that compounds over a long holding period. On income, SCHD currently yields 3.24% against 0.12% for SGRT.
Holdings Overlap
8.1% of SCHD's money is in holdings SGRT also owns. 5.0% of SGRT's money is in holdings SCHD also owns.
SCHD and SGRT share little of their money.
2 positions in common, counted across the 98 positions we hold weights for in SCHD and 25 in SGRT, against full books of 206 and 51.
What only one of them owns
Our book lists 23 positions for SGRT that do not appear in our book for SCHD (95.0% of the fund), and 95 for SCHD that do not appear in SGRT (91.7%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of SCHD and SGRT you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or SGRT?
SCHD has an expense ratio of 0.06% while SGRT charges 0.59%. SCHD is the cheaper option, by $53 a year on a $10,000 investment.
Which performed better, SCHD or SGRT?
Over the past year SCHD returned +29.85% vs +40.20% for SGRT, so SGRT leads on 1-year performance. Over the longest common window we track (1 years), SCHD annualized +23.99% vs +58.99% for SGRT. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or SGRT?
SGRT has been the more volatile fund at 35.5% annualized versus 14.3% for SCHD. Worst drawdown: SCHD -6.9% vs SGRT -25.0%.
Should I hold both SCHD and SGRT?
SCHD and SGRT have a monthly-return correlation of -0.12, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between SCHD and SGRT?
8.1% of SCHD's money is in holdings SGRT also owns. 5.0% of SGRT's is in holdings SCHD also owns. They hold 2 positions in common, counted across the 98 positions we hold weights for in SCHD and 25 in SGRT.
Which pays a higher dividend, SCHD or SGRT?
SCHD yields 3.24% while SGRT yields 0.12%, so SCHD currently pays the higher dividend yield.
Is SGRT better than SCHD?
SCHD has a lower expense ratio. SGRT led over 1Y and the full window. SCHD is less concentrated, with 41.6% of the fund in its ten largest positions against 60.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.