SCHD vs STBL

SCHD vs STBL

Which is better, SCHD or STBL?

Large Cap Value against Diversified Sectoral Bond.

SCHD led over 1Y and the full window.

Higher Returns: SCHD

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricSCHDSTBL
Expense Ratio0.06%-
AUM$111.6B$194,463.67
Dividend Yield3.24%17.30%
Holdings20611
Volatility (annualized)15.1%4.4%Best
Max Drawdown-13.6%-11.1%Best
$10,000 over 1.1 years$10,035Best$9,099
Fund FamilyCharles Schwab Asset ManagementDRIVE WEALTH
CategoryEquityFixed Income
StyleLarge Cap ValueDiversified Sectoral Bond
InceptionOct 20, 2011Jul 26, 2021

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 1507 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. SCHD has data through Oct 14, 2026 and STBL through Aug 29, 2022.

Volatility and max drawdown, and the $10,000 over 1.1 years row, are measured over the window both funds cover: Jul 27, 2021 to Aug 29, 2022 (1.1 years).

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 4.4% for STBL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -13.6% for SCHD and -11.1% for STBL. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.

You are not choosing between two funds in isolation.

Whichever of SCHD and STBL you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

SCHDSTBL

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is riskier, SCHD or STBL?

SCHD has been the more volatile fund at 15.1% annualized versus 4.4% for STBL. Worst drawdown: SCHD -13.6% vs STBL -11.1%.

Should I hold both SCHD and STBL?

SCHD and STBL have a monthly-return correlation of 0.78, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, SCHD or STBL?

SCHD yields 3.24% while STBL yields 17.30%, so STBL currently pays the higher dividend yield.

Is STBL better than SCHD?

SCHD led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.