STBL vs VTI
DriveWealth Steady Saver ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, STBL or VTI?
Diversified Sectoral Bond against Large Cap Blend.
STBL led over the full window, VTI over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | STBL | VTI |
|---|---|---|
| Expense Ratio | - | 0.03% |
| AUM | $194,463.67 | $689.2B |
| Dividend Yield | 17.30% | 1.06% |
| Holdings | 11 | 3,524 |
| Volatility (annualized) | 4.4%Best | 19.5% |
| Max Drawdown | -11.1%Best | -24.4% |
| $10,000 over 1.1 years | $9,099Best | $9,039 |
| Fund Family | DRIVE WEALTH | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Diversified Sectoral Bond | Large Cap Blend |
| Inception | Jul 26, 2021 | May 24, 2001 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.
The two price series end 1507 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. STBL has data through Aug 29, 2022 and VTI through Oct 14, 2026.
Volatility and max drawdown, and the $10,000 over 1.1 years row, are measured over the window both funds cover: Jul 27, 2021 to Aug 29, 2022 (1.1 years).
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 19.5% compared with 4.4% for STBL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -11.1% for STBL and -24.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.
You are not choosing between two funds in isolation.
Whichever of STBL and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is riskier, STBL or VTI?
VTI has been the more volatile fund at 19.5% annualized versus 4.4% for STBL. Worst drawdown: STBL -11.1% vs VTI -24.4%.
Should I hold both STBL and VTI?
STBL and VTI have a monthly-return correlation of 0.82, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, STBL or VTI?
STBL yields 17.30% while VTI yields 1.06%, so STBL currently pays the higher dividend yield.
Is VTI better than STBL?
STBL led over the full window, VTI over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.