SCHD vs TECL
Schwab US Dividend Equity ETF vs Direxion Daily Technology Bull 3X ETF
Which is better, SCHD or TECL?
Large Cap Value against Trading-Leveraged Equity.
SCHD has a lower expense ratio. TECL led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | TECL |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.85% |
| AUM | $111.6B | $6.6B |
| Dividend Yield | 3.24% | 3.69% |
| Holdings | 206 | 170 |
| YTD Return | +24.55% | +79.66%Best |
| 1Y Return | +29.85% | +84.47%Best |
| 3Y Return (annualized) | +16.64% | +68.34%Best |
| 5Y Return (annualized) | +9.54% | +29.72%Best |
| Volatility (annualized) | 13.9%Best | 59.8% |
| Max Drawdown | -33.4%Best | -78.0% |
| $10,000 over 5 years | $15,771 | $36,731Best |
| Fund Family | Charles Schwab Asset Management | Direxion Shares ETF Trust |
| Category | Equity | Alternative |
| Style | Large Cap Value | Trading-Leveraged Equity |
| Inception | Oct 20, 2011 | Dec 17, 2008 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Jun 29, 2012 to Oct 14, 2026 (14.3 years).
SCHD vs TECL growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
SCHD vs TECL Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Direxion Daily Technology Bull 3X ETF (TECL) is an ETF from Direxion Shares ETF Trust. Over the past year SCHD returned +29.85% while TECL returned +84.47%. Year to date, SCHD is up 24.55% versus a gain of 79.66% for TECL.
Over three years, SCHD compounded at +16.64% per year against +68.34% for TECL; over five years the annualized figures are +9.54% and +29.72% respectively. Across the full 14-year window we track, TECL has the edge at +44.36% annualized vs +11.01%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
TECL has been the more volatile fund, with annualized monthly volatility of 59.8% compared with 13.9% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -78.0% for TECL. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.58. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SCHD charges 0.06% per year while TECL charges 0.85%. On a $10,000 position that is $6 vs $85 annually, a gap of $79 per year that compounds over a long holding period. On income, SCHD currently yields 3.24% against 3.69% for TECL.
Holdings Overlap
At least 12.6% of SCHD's money is in holdings TECL also owns.
Stated as a floor: for TECL, our book for it covers 89.4% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
SCHD and TECL share little of their money.
3 positions in common, counted across the 98 positions we hold weights for in SCHD and 77 in TECL, against full books of 206 and 170.
You are not choosing between two funds in isolation.
Whichever of SCHD and TECL you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or TECL?
SCHD has an expense ratio of 0.06% while TECL charges 0.85%. SCHD is the cheaper option, by $79 a year on a $10,000 investment.
Which performed better, SCHD or TECL?
Over the past year SCHD returned +29.85% vs +84.47% for TECL, so TECL leads on 1-year performance. Over the longest common window we track (14 years), SCHD annualized +11.01% vs +44.36% for TECL. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or TECL?
TECL has been the more volatile fund at 59.8% annualized versus 13.9% for SCHD. Worst drawdown: SCHD -33.4% vs TECL -78.0%.
Should I hold both SCHD and TECL?
SCHD and TECL have a monthly-return correlation of 0.58, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between SCHD and TECL?
At least 12.6% of SCHD's money is in holdings TECL also owns. Our book for TECL is partial, so the real figure is this or higher. They hold 3 positions in common, counted across the 98 positions we hold weights for in SCHD and 77 in TECL.
Which pays a higher dividend, SCHD or TECL?
SCHD yields 3.24% while TECL yields 3.69%, so TECL currently pays the higher dividend yield.
Is TECL better than SCHD?
SCHD has a lower expense ratio. TECL led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.