TECL vs VTI
Direxion Daily Technology Bull 3X ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, TECL or VTI?
Trading-Leveraged Equity against Large Cap Blend.
VTI has a lower expense ratio. TECL led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | TECL | VTI |
|---|---|---|
| Expense Ratio | 0.85% | 0.03%Best |
| AUM | $6.6B | $689.2B |
| Dividend Yield | 3.69% | 1.06% |
| Holdings | 170 | 3,524 |
| YTD Return | +79.66%Best | +13.02% |
| 1Y Return | +84.47%Best | +16.63% |
| 3Y Return (annualized) | +68.34%Best | +21.97% |
| 5Y Return (annualized) | +29.72%Best | +11.99% |
| Volatility (annualized) | 59.8% | 14.4%Best |
| Max Drawdown | -78.0% | -35.0%Best |
| $10,000 over 5 years | $36,731Best | $17,616 |
| Fund Family | Direxion Shares ETF Trust | Vanguard (US) |
| Category | Alternative | Equity |
| Style | Trading-Leveraged Equity | Large Cap Blend |
| Inception | Dec 17, 2008 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Jun 29, 2012 to Oct 14, 2026 (14.3 years).
TECL vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
TECL vs VTI Performance
Direxion Daily Technology Bull 3X ETF (TECL) is an ETF from Direxion Shares ETF Trust and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year TECL returned +84.47% while VTI returned +16.63%. Year to date, TECL is up 79.66% versus a gain of 13.02% for VTI.
Over three years, TECL compounded at +68.34% per year against +21.97% for VTI; over five years the annualized figures are +29.72% and +11.99% respectively. Across the full 14-year window we track, TECL has the edge at +44.36% annualized vs +13.16%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
TECL has been the more volatile fund, with annualized monthly volatility of 59.8% compared with 14.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -78.0% for TECL and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
TECL charges 0.85% per year while VTI charges 0.03%. On a $10,000 position that is $85 vs $3 annually, a gap of $82 per year that compounds over a long holding period. On income, TECL currently yields 3.69% against 1.06% for VTI.
Holdings Overlap
At least 33.3% of VTI's money is in holdings TECL also owns.
Stated as a floor: for TECL, our book for it covers 89.4% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
The two portfolios partly overlap.
73 positions in common, counted across the 77 positions we hold weights for in TECL and 3,441 in VTI, against full books of 170 and 3,524.
Top Shared Holdings
| Stock | Weight in TECL | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp. | 10.69% | 6.88% | 3.81% |
| AAPLApple, Inc | 9.19% | 6.30% | 2.89% |
| MSFTMicrosoft Corp 4.100 Feb 06 37 | 7.25% | 5.11% | 2.14% |
| AVGOBroadcom Inc | 3.19% | 2.38% | 0.81% |
| AMDAdvanced Micro Devices Inc | 3.54% | 1.04% | 2.50% |
| MUMicron Technology, Inc. | 3.04% | 1.46% | 1.58% |
| INTCIntel Corporation | 2.27% | 0.51% | 1.76% |
| CSCOCisco Systems Inc. - Ordinary Shares | 1.69% | 0.53% | 1.16% |
| PLTRPalantir Technologies Inc | 1.66% | 0.55% | 1.11% |
| LRCXLam Research Corp | 1.66% | 0.51% | 1.15% |
33.3% of VTI is already inside TECL.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, TECL or VTI?
TECL has an expense ratio of 0.85% while VTI charges 0.03%. VTI is the cheaper option, by $82 a year on a $10,000 investment.
Which performed better, TECL or VTI?
Over the past year TECL returned +84.47% vs +16.63% for VTI, so TECL leads on 1-year performance. Over the longest common window we track (14 years), TECL annualized +44.36% vs +13.16% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, TECL or VTI?
TECL has been the more volatile fund at 59.8% annualized versus 14.4% for VTI. Worst drawdown: TECL -78.0% vs VTI -35.0%.
Should I hold both TECL and VTI?
TECL and VTI have a monthly-return correlation of 0.85, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between TECL and VTI?
At least 33.3% of VTI's money is in holdings TECL also owns. Our book for TECL is partial, so the real figure is this or higher. They hold 73 positions in common, counted across the 77 positions we hold weights for in TECL and 3,441 in VTI.
Which pays a higher dividend, TECL or VTI?
TECL yields 3.69% while VTI yields 1.06%, so TECL currently pays the higher dividend yield.
Is VTI better than TECL?
VTI has a lower expense ratio. TECL led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.