SCHD vs VCOB
Schwab US Dividend Equity ETF vs Voya Core Bond ETF
Which is better, SCHD or VCOB?
Large Cap Value against Intermediate Term Bond.
SCHD has a lower expense ratio. SCHD led over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | VCOB |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.25% |
| AUM | $111.6B | $94M |
| Dividend Yield | 3.24% | 0.52% |
| Holdings | 206 | 944 |
| YTD Return | +24.55%Best | -4.67% |
| 1Y Return | +29.85%Best | -4.26% |
| 3Y Return (annualized) | +16.64% | - |
| 5Y Return (annualized) | +9.54% | - |
| Fund Family | Charles Schwab Asset Management | Voya Investment Management |
| Category | Equity | Fixed Income |
| Style | Large Cap Value | Intermediate Term Bond |
| Inception | Oct 20, 2011 | Nov 18, 2025 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
SCHD vs VCOB growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
SCHD vs VCOB Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Voya Core Bond ETF (VCOB) is an ETF from Voya Investment Management. Over the past year SCHD returned +29.85% while VCOB returned -4.26%. Year to date, SCHD is up 24.55% versus a loss of 4.67% for VCOB.
Past performance does not guarantee future results.
Fees and Cost Over Time
SCHD charges 0.06% per year while VCOB charges 0.25%. On a $10,000 position that is $6 vs $25 annually, a gap of $19 per year that compounds over a long holding period. On income, SCHD currently yields 3.24% against 0.52% for VCOB.
Holdings Overlap
We hold position weights for 98 holdings in SCHD and 628 in VCOB, totalling 99.8% and 30.2% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 98 positions we hold weights for in SCHD and 628 in VCOB, against full books of 206 and 944.
You are not choosing between two funds in isolation.
Whichever of SCHD and VCOB you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or VCOB?
SCHD has an expense ratio of 0.06% while VCOB charges 0.25%. SCHD is the cheaper option, by $19 a year on a $10,000 investment.
Which performed better, SCHD or VCOB?
Over the past year SCHD returned +29.85% vs -4.26% for VCOB, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which pays a higher dividend, SCHD or VCOB?
SCHD yields 3.24% while VCOB yields 0.52%, so SCHD currently pays the higher dividend yield.
Is VCOB better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.