VCOB vs VOO
Voya Core Bond ETF vs Vanguard S&P 500 ETF
Which is better, VCOB or VOO?
Intermediate Term Bond against Large Cap Blend.
VOO has a lower expense ratio. VOO led over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VCOB | VOO |
|---|---|---|
| Expense Ratio | 0.25% | 0.03%Best |
| AUM | $94M | $1.0T |
| Dividend Yield | 0.52% | 1.06% |
| Holdings | 944 | 506 |
| YTD Return | -4.67% | +13.57%Best |
| 1Y Return | -4.26% | +17.55%Best |
| 3Y Return (annualized) | - | +22.46% |
| 5Y Return (annualized) | - | +13.28% |
| Fund Family | Voya Investment Management | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Intermediate Term Bond | Large Cap Blend |
| Inception | Nov 18, 2025 | Sep 7, 2010 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
VCOB vs VOO growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
VCOB vs VOO Performance
Voya Core Bond ETF (VCOB) is an ETF from Voya Investment Management and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year VCOB returned -4.26% while VOO returned +17.55%. Year to date, VCOB is down 4.67% versus a gain of 13.57% for VOO.
Past performance does not guarantee future results.
Fees and Cost Over Time
VCOB charges 0.25% per year while VOO charges 0.03%. On a $10,000 position that is $25 vs $3 annually, a gap of $22 per year that compounds over a long holding period. On income, VCOB currently yields 0.52% against 1.06% for VOO.
Holdings Overlap
At least 0.1% of VOO's money is in holdings VCOB also owns.
Stated as a floor: for VCOB, our book for it covers 30.2% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
We cannot see either book well enough to say how much of this pair is duplicated.
1 positions in common, counted across the 628 positions we hold weights for in VCOB and 504 in VOO, against full books of 944 and 506.
Top Shared Holdings
| Stock | Weight in VCOB | Weight in VOO | Difference |
|---|---|---|---|
| TMUST-Mobile Usa Inc Esrw Usd Npv Ref Sm#585558 | 0.16% | 0.13% | 0.03% |
You are not choosing between two funds in isolation.
Whichever of VCOB and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VCOB or VOO?
VCOB has an expense ratio of 0.25% while VOO charges 0.03%. VOO is the cheaper option, by $22 a year on a $10,000 investment.
Which performed better, VCOB or VOO?
Over the past year VCOB returned -4.26% vs +17.55% for VOO, so VOO leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which pays a higher dividend, VCOB or VOO?
VCOB yields 0.52% while VOO yields 1.06%, so VOO currently pays the higher dividend yield.
Is VOO better than VCOB?
VOO has a lower expense ratio. VOO led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.