SMRI vs VTI
Bushido Capital US Equity ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, SMRI or VTI?
SMRI has been ahead.
VTI has a lower expense ratio. SMRI led over 1Y and the full window. SMRI is less concentrated, with 21.6% of the fund in its ten largest positions against 33.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SMRI | VTI |
|---|---|---|
| Expense Ratio | 0.71% | 0.03%Best |
| AUM | $690M | $689.2B |
| Dividend Yield | 1.50% | 1.06% |
| Holdings | 52 | 3,524 |
| YTD Return | +29.18%Best | +13.02% |
| 1Y Return | +36.86%Best | +16.63% |
| 3Y Return (annualized) | - | +21.97% |
| 5Y Return (annualized) | - | +11.99% |
| Volatility (annualized) | 16.5% | 12.1%Best |
| Max Drawdown | -18.1%Best | -19.3% |
| $10,000 over 2.7 years | $18,176Best | $15,846 |
| Top 10 Weight | 21.6%Best | 33.5% |
| Fund Family | Bushido Capital | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Sep 14, 2023 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 2.7 years row, are measured over the window both funds cover: Feb 7, 2024 to Oct 14, 2026 (2.7 years).
SMRI vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.7 years both funds cover.
SMRI vs VTI Performance
Bushido Capital US Equity ETF (SMRI) is an ETF from Bushido Capital and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year SMRI returned +36.86% while VTI returned +16.63%. Year to date, SMRI is up 29.18% versus a gain of 13.02% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SMRI has been the more volatile fund, with annualized monthly volatility of 16.5% compared with 12.1% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.1% for SMRI and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.68. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SMRI charges 0.71% per year while VTI charges 0.03%. On a $10,000 position that is $71 vs $3 annually, a gap of $68 per year that compounds over a long holding period. On income, SMRI currently yields 1.50% against 1.06% for VTI.
Holdings Overlap
95.9% of SMRI's money is in holdings VTI also owns. 8.2% of VTI's money is in holdings SMRI also owns.
Most of SMRI is already inside VTI. Owning both mostly buys the same companies twice.
48 positions in common, counted across the 51 positions we hold weights for in SMRI and 3,441 in VTI, against full books of 52 and 3,524.
What only one of them owns
Our book lists 1,108 positions for VTI that do not appear in our book for SMRI (89.3% of the fund), and 2 for SMRI that do not appear in VTI (2.1%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in SMRI | Weight in VTI | Difference |
|---|---|---|---|
| MUMicron Technology, Inc. | 2.05% | 1.46% | 0.59% |
| LLYEli Lilly & Co. | 1.96% | 1.33% | 0.63% |
| XOMExxonmobil Holdings Corp Common Stock Usd | 2.06% | 0.90% | 1.16% |
| ACNAccenture Plc | 2.37% | 0.16% | 2.21% |
| UTHRUnited Therapeutics Corp | 2.36% | 0.03% | 2.33% |
| NFLXNetflix, Inc. | 1.92% | 0.46% | 1.46% |
| IBMInternational Business Machines Corp. | 2.01% | 0.30% | 1.71% |
| MPCMarathon Petroleum Corp | 2.15% | 0.15% | 2.00% |
| CRMSalesforce Inc Crm Us Equity | 2.03% | 0.27% | 1.76% |
| COPConocophillips Common Stock USD 0.01 | 2.01% | 0.22% | 1.79% |
95.9% of SMRI is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SMRI or VTI?
SMRI has an expense ratio of 0.71% while VTI charges 0.03%. VTI is the cheaper option, by $68 a year on a $10,000 investment.
Which performed better, SMRI or VTI?
Over the past year SMRI returned +36.86% vs +16.63% for VTI, so SMRI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SMRI or VTI?
SMRI has been the more volatile fund at 16.5% annualized versus 12.1% for VTI. Worst drawdown: SMRI -18.1% vs VTI -19.3%.
Should I hold both SMRI and VTI?
SMRI and VTI have a monthly-return correlation of 0.68, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between SMRI and VTI?
95.9% of SMRI's money is in holdings VTI also owns. 8.2% of VTI's is in holdings SMRI also owns. They hold 48 positions in common, counted across the 51 positions we hold weights for in SMRI and 3,441 in VTI.
Which pays a higher dividend, SMRI or VTI?
SMRI yields 1.50% while VTI yields 1.06%, so SMRI currently pays the higher dividend yield.
Is VTI better than SMRI?
VTI has a lower expense ratio. SMRI led over 1Y and the full window. SMRI is less concentrated, with 21.6% of the fund in its ten largest positions against 33.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.