SNPD vs VTI
Xtrackers S&P Dividend Aristocrats Screened ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, SNPD or VTI?
VTI has been ahead.
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. SNPD is less concentrated, with 24.7% of the fund in its ten largest positions against 33.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SNPD | VTI |
|---|---|---|
| Expense Ratio | 0.15% | 0.03%Best |
| AUM | $3M | $689.2B |
| Dividend Yield | 3.38% | 1.06% |
| Holdings | 214 | 3,524 |
| YTD Return | +8.15% | +13.02%Best |
| 1Y Return | +9.73% | +16.63%Best |
| 3Y Return (annualized) | +9.87% | +21.97%Best |
| 5Y Return (annualized) | - | +11.99% |
| Volatility (annualized) | 13.2%Tie | 13.2%Tie |
| Max Drawdown | -15.8%Best | -19.3% |
| $10,000 over 3.9 years | $12,817 | $21,106Best |
| Top 10 Weight | 24.7%Best | 33.5% |
| Fund Family | Xtrackers ETFs | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Nov 9, 2022 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 3.9 years row, are measured over the window both funds cover: Nov 9, 2022 to Oct 14, 2026 (3.9 years).
SNPD vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.9 years both funds cover.
SNPD vs VTI Performance
Xtrackers S&P Dividend Aristocrats Screened ETF (SNPD) is an ETF from Xtrackers ETFs and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year SNPD returned +9.73% while VTI returned +16.63%. Year to date, SNPD is up 8.15% versus a gain of 13.02% for VTI.
Over three years, SNPD compounded at +9.87% per year against +21.97% for VTI. Across the full 4-year window we track, VTI has the edge at +21.11% annualized vs +6.57%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SNPD and VTI have been equally volatile, both at 13.2% annualized.
The deepest peak-to-trough decline in our data was -15.8% for SNPD and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.67. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SNPD charges 0.15% per year while VTI charges 0.03%. On a $10,000 position that is $15 vs $3 annually, a gap of $12 per year that compounds over a long holding period. On income, SNPD currently yields 3.38% against 1.06% for VTI.
Holdings Overlap
95.8% of SNPD's money is in holdings VTI also owns. 15.3% of VTI's money is in holdings SNPD also owns.
Most of SNPD is already inside VTI. Owning both mostly buys the same companies twice.
103 positions in common, counted across the 106 positions we hold weights for in SNPD and 3,441 in VTI, against full books of 214 and 3,524.
What only one of them owns
Our book lists 1,060 positions for VTI that do not appear in our book for SNPD (82.3% of the fund), and 3 for SNPD that do not appear in VTI (3.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in SNPD | Weight in VTI | Difference |
|---|---|---|---|
| MSFTMicrosoft Corp | 0.29% | 5.11% | 4.82% |
| VZVerizon Communic | 3.56% | 0.25% | 3.31% |
| RHIRobert Half International Inc. | 3.36% | 0.01% | 3.35% |
| BBYBest Buy Co Inc | 2.89% | 0.02% | 2.87% |
| XOMExxonmobil Corp. | 1.80% | 0.90% | 0.90% |
| TGTTARGET CORP | 2.36% | 0.10% | 2.26% |
| BENFranklin Resources Inc. | 2.34% | 0.01% | 2.33% |
| EIXEdison Intl | 2.12% | 0.03% | 2.09% |
| ABBVAbbvie Inc. | 1.45% | 0.61% | 0.84% |
| SJMJ M Smucker Co/The | 2.01% | 0.02% | 1.99% |
95.8% of SNPD is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SNPD or VTI?
SNPD has an expense ratio of 0.15% while VTI charges 0.03%. VTI is the cheaper option, by $12 a year on a $10,000 investment.
Which performed better, SNPD or VTI?
Over the past year SNPD returned +9.73% vs +16.63% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (4 years), SNPD annualized +6.57% vs +21.11% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SNPD or VTI?
SNPD and VTI have been equally volatile, both at 13.2% annualized. Worst drawdown: SNPD -15.8% vs VTI -19.3%.
Should I hold both SNPD and VTI?
SNPD and VTI have a monthly-return correlation of 0.67, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between SNPD and VTI?
95.8% of SNPD's money is in holdings VTI also owns. 15.3% of VTI's is in holdings SNPD also owns. They hold 103 positions in common, counted across the 106 positions we hold weights for in SNPD and 3,441 in VTI.
Which pays a higher dividend, SNPD or VTI?
SNPD yields 3.38% while VTI yields 1.06%, so SNPD currently pays the higher dividend yield.
Is VTI better than SNPD?
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. SNPD is less concentrated, with 24.7% of the fund in its ten largest positions against 33.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.