SPY vs TRUD
State Street SPDR S&P 500 ETF Trust vs VanEck Consumer Discretionary TruSector ETF
Which is better, SPY or TRUD?
SPY has been ahead.
SPY has a lower expense ratio. SPY led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SPY | TRUD |
|---|---|---|
| Expense Ratio | 0.09%Best | 0.16% |
| AUM | $823.2B | $83M |
| Dividend Yield | 0.99% | 0.51% |
| Holdings | 1,515 | 98 |
| YTD Return | +13.53%Best | -2.38% |
| 1Y Return | +17.47%Best | -0.83% |
| 3Y Return (annualized) | +22.36% | - |
| 5Y Return (annualized) | +13.21% | - |
| Volatility (annualized) | 12.3%Best | 16.6% |
| Max Drawdown | -8.9%Best | -16.0% |
| $10,000 over 1.1 years | $12,170Best | $10,273 |
| Fund Family | State Street Investment Management | VanEck |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Jan 22, 1993 | Aug 20, 2025 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.1 years row, are measured over the window both funds cover: Aug 21, 2025 to Oct 14, 2026 (1.1 years).
SPY vs TRUD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.1 years both funds cover.
SPY vs TRUD Performance
State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management and VanEck Consumer Discretionary TruSector ETF (TRUD) is an ETF from VanEck. Over the past year SPY returned +17.47% while TRUD returned -0.83%. Year to date, SPY is up 13.53% versus a loss of 2.38% for TRUD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
TRUD has been the more volatile fund, with annualized monthly volatility of 16.6% compared with 12.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -8.9% for SPY and -16.0% for TRUD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.89. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SPY charges 0.09% per year while TRUD charges 0.16%. On a $10,000 position that is $9 vs $16 annually, a gap of $7 per year that compounds over a long holding period. On income, SPY currently yields 0.99% against 0.51% for TRUD.
Holdings Overlap
At least 5.8% of SPY's money is in holdings TRUD also owns.
Stated as a floor: for TRUD, our book for it covers 99.8% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
SPY and TRUD share little of their money.
3 positions in common, counted across the 504 positions we hold weights for in SPY and 4 in TRUD, against full books of 1,515 and 98.
You are not choosing between two funds in isolation.
Whichever of SPY and TRUD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SPY or TRUD?
SPY has an expense ratio of 0.09% while TRUD charges 0.16%. SPY is the cheaper option, by $7 a year on a $10,000 investment.
Which performed better, SPY or TRUD?
Over the past year SPY returned +17.47% vs -0.83% for TRUD, so SPY leads on 1-year performance. Over the longest common window we track (1 years), SPY annualized +19.55% vs +2.48% for TRUD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SPY or TRUD?
TRUD has been the more volatile fund at 16.6% annualized versus 12.3% for SPY. Worst drawdown: SPY -8.9% vs TRUD -16.0%.
Should I hold both SPY and TRUD?
SPY and TRUD have a monthly-return correlation of 0.89, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between SPY and TRUD?
At least 5.8% of SPY's money is in holdings TRUD also owns. Our book for TRUD is partial, so the real figure is this or higher. They hold 3 positions in common, counted across the 504 positions we hold weights for in SPY and 4 in TRUD.
Which pays a higher dividend, SPY or TRUD?
SPY yields 0.99% while TRUD yields 0.51%, so SPY currently pays the higher dividend yield.
Is TRUD better than SPY?
SPY has a lower expense ratio. SPY led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.