SPY vs ZINC
State Street SPDR S&P 500 ETF Trust vs Zacks Income ETF
Which is better, SPY or ZINC?
Large Cap Blend against All Cap Blend.
SPY has a lower expense ratio. ZINC is less concentrated, with 33.9% of the fund in its ten largest positions against 38.2%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SPY | ZINC |
|---|---|---|
| Expense Ratio | 0.09%Best | 0.55% |
| AUM | $823.2B | $9M |
| Dividend Yield | 0.99% | 0.00% |
| Holdings | 1,515 | 54 |
| YTD Return | +13.53%Best | +2.84% |
| 1Y Return | +17.47% | - |
| 3Y Return (annualized) | +22.36% | - |
| 5Y Return (annualized) | +13.21% | - |
| Top 10 Weight | 38.2% | 33.9%Best |
| Fund Family | State Street Investment Management | Zacks |
| Category | Equity | Equity |
| Style | Large Cap Blend | All Cap Blend |
| Inception | Jan 22, 1993 | Jun 2, 2026 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
SPY vs ZINC growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
SPY vs ZINC Performance
State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management and Zacks Income ETF (ZINC) is an ETF from Zacks. Year to date, SPY is up 13.53% versus a gain of 2.84% for ZINC.
Past performance does not guarantee future results.
Fees and Cost Over Time
SPY charges 0.09% per year while ZINC charges 0.55%. On a $10,000 position that is $9 vs $55 annually, a gap of $46 per year that compounds over a long holding period. On income, SPY currently yields 0.99% against 0.00% for ZINC.
Holdings Overlap
7.1% of SPY's money is in holdings ZINC also owns. 75.4% of ZINC's money is in holdings SPY also owns.
Most of ZINC is already inside SPY. Owning both mostly buys the same companies twice.
41 positions in common, counted across the 504 positions we hold weights for in SPY and 57 in ZINC, against full books of 1,515 and 54.
What only one of them owns
Measured across the 504 and 57 positions we hold weights for.
SPY holds 455 positions ZINC does not, 91.9% of the fund.
Largest: NVDA 7.78%, AAPL 7.45%, MSFT 5.71%, AMZN 3.78%, GOOGL 3.12%
Top Shared Holdings
| Stock | Weight in SPY | Weight in ZINC | Difference |
|---|---|---|---|
| JPMJpmorgan Chase | 1.43% | 4.19% | 2.76% |
| MOAltria Group Inc | 0.18% | 4.63% | 4.45% |
| CVXChevron Corp | 0.60% | 3.41% | 2.81% |
| VLOValero Energy | 0.17% | 3.51% | 3.34% |
| STXSeagate Technolo | 0.27% | 2.83% | 2.56% |
| TROWT Rowe Price Grp | 0.03% | 2.96% | 2.93% |
| PNWPinnacle West Corp | 0.02% | 2.94% | 2.92% |
| FITBFifth Third Bancorp | 0.07% | 2.64% | 2.57% |
| XOMExxonmobil Corp. | 1.04% | 1.61% | 0.57% |
| PFEPfizer Inc | 0.24% | 2.31% | 2.07% |
75.4% of ZINC is already inside SPY.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SPY or ZINC?
SPY has an expense ratio of 0.09% while ZINC charges 0.55%. SPY is the cheaper option, by $46 a year on a $10,000 investment.
What is the holdings overlap between SPY and ZINC?
75.4% of ZINC's money is in holdings SPY also owns. 75.4% of ZINC's is in holdings SPY also owns. They hold 41 positions in common, counted across the 504 positions we hold weights for in SPY and 57 in ZINC.
Which pays a higher dividend, SPY or ZINC?
SPY yields 0.99% while ZINC yields 0.00%, so SPY currently pays the higher dividend yield.
Is ZINC better than SPY?
SPY has a lower expense ratio. ZINC is less concentrated, with 33.9% of the fund in its ten largest positions against 38.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.